# MOI Wallet vs Cycles Pay

The clearest difference is update cadence: Cycles Pay at weekly against MOI Wallet's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MOI Wallet ships an update monthly, Cycles Pay weekly. The most recent releases landed on September 16, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | MOI Wallet | Cycles Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cycles-pay/id6761496918/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | — | Free |
| Size | 48 MB | 117 MB |
| Requires iOS | **16.1** | 16.4 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 17+ | 17+ |
| Developer | [Sarva labs Inc](https://appshunter.io/developer/1314911792) | [Cycles Protocol](https://appshunter.io/developer/1836017077) |

## What reviewers say

### MOI Wallet

[App page](https://appshunter.io/ios/app/moi-wallet/id6759283395)

**In-app purchases:** none


### Cycles Pay

[App page](https://appshunter.io/ios/app/cycles-pay/id6761496918)

This finance app offers private transactions using zero-knowledge proofs, allowing users to shield sensitive financial data. It also enables automatic yield generation on idle balances and will soon support direct fiat payments with integrated virtual bank accounts.

**Highlights:** Private transactions with zero-knowledge proofs, Automatic yield on idle balances, Stablecoin and fiat payment support, Auditable transactions when needed, Integrated virtual bank accounts (coming soon)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MOI Wallet free?

MOI Wallet is free to download, with no in-app purchases.

### Is Cycles Pay free?

Cycles Pay is free to download, with no in-app purchases.

### Do MOI Wallet or Cycles Pay have ads?

Neither MOI Wallet nor Cycles Pay shows ads.

### Which is updated more often, MOI Wallet or Cycles Pay?

MOI Wallet ships an update monthly, and Cycles Pay weekly. Most recently, MOI Wallet was updated on September 16, 2026 and Cycles Pay on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*