# Last Payment vs Subify

The clearest difference is iOS requirement: Last Payment at 15.1 against Subify's 17.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Last Payment sells 2 in-app purchases, starting at $2.99 per month and Subify sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Last Payment ships an update every 2 weeks, Subify weekly. The most recent releases landed on September 13, 2026 and August 6, 2026 respectively.

## The numbers

| Metric | Last Payment | Subify |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/last-payment-bill-tracker/id6759302783/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | Freemium | — |
| Size | 41 MB | 13 MB |
| Requires iOS | **15.1** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Emre Balli](https://appshunter.io/developer/1635136655) | [Gokhan Aytekin](https://appshunter.io/developer/1883131273) |

## What reviewers say

### Last Payment

[App page](https://appshunter.io/ios/app/last-payment-bill-tracker/id6759302783)

Securely track bills, subscriptions, and debts offline. Get timely reminders and an overview of upcoming, overdue, and paid expenses. Pro features offer advanced analytics and data export.

**Highlights:** Offline data privacy, Unlimited bill tracking, Flexible recurring payment setup, Upcoming, overdue, and paid expense overview, Customizable reminders, Spending analytics, Export to CSV & PDF

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Last Payment Pro Monthly | $2.99 | per month |
| Last Payment Pro Yearly | $14.99 | per year |


### Subify

[App page](https://appshunter.io/ios/app/subify-subscriptions-tracker/id6760197536)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $1.99 | per month |
| Yearly Subscription | $14.99 | per year |


## Frequently asked questions

### Is Last Payment free?

Last Payment is free to download, with in-app purchases available.

### Is Subify free?

Subify is free to download, with in-app purchases available.

### Do Last Payment or Subify have ads?

Neither Last Payment nor Subify shows ads.

### Which is updated more often, Last Payment or Subify?

Last Payment ships an update every 2 weeks, and Subify weekly. Most recently, Last Payment was updated on September 13, 2026 and Subify on August 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*