Comparison

Last Payment vs Teiki

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Last Payment

Securely track bills, subscriptions, and debts offline. Get timely reminders and an overview of upcoming, overdue, and paid expenses. Pro features offer advanced analytics and data export.

Highlights
  • Offline data privacy
  • Unlimited bill tracking
  • Flexible recurring payment setup
  • Upcoming, overdue, and paid expense overview
  • Customizable reminders
  • Spending analytics
  • Export to CSV & PDF
Features
Read full description

Tired of forgetting due dates and paying late fees? Last Payment keeps every bill, loan and subscription in one calm list. No account, no internet, no data leaving your phone. WHY LAST PAYMENT? • 100% offline and private: your financial data never leaves your device. No sign-up, no server, no data breaches. Delete the app and the data goes with it. • Unlimited tracking: add as many bills, rent payments, credit cards or loans as you need. No hidden limits. • Any rhythm: weekly, every 2 weeks, monthly, yearly, installments (counting up 3/12) or one-time. Set it once. • Missed months don't disappear: skip a month and it stays on your home screen as an overdue badge until you settle it, one tap at a time. • Record what you actually paid: gas isn't the same every month. Enter the real amount and every period keeps its own figure. • Skip a period: an unused subscription or a postponed fee leaves the overdue list without counting as paid. • Home screen widget: your next payments at a glance, overdue first. On iOS. • Reminders that don't give up: an advance heads-up at 09:00, a due-day alert at 15:00 and a follow-up if the payment slips. Tap a notification to open the payment. • Analytics that tell the truth: totals built from real amounts, a payment-by-payment breakdown and a history chart for each payment. • Timeline: the full history of every payment, month by month. Paid, unpaid, skipped, ended. • A backup you own: export everything to a file and restore it later, merging or replacing your list. • Dark and light mode, 6 languages, any currency. GO FURTHER WITH PRO • Reminders any number of days ahead • Trend, forecast and consistency cards in Analytics • Export your history as CSV or PDF • Full widget view: every upcoming payment, not just the next one WHAT CAN YOU TRACK? • Rent, mortgage and HOA fees • Electricity, water, gas and internet • Credit card payments and installments • Personal debts and loans • Digital subscriptions and gym memberships • Insurance and yearly fees Download Last Payment and stop paying late fees.

About

Teiki

Features
Read full description

Teiki helps you stay on top of bills and subscriptions without the clutter. Keep every recurring payment in one clean, private place. From monthly bills to annual subscriptions, Teiki helps you see what’s due next, receive reminders before payments, and understand how much you spend each month. Whether you’re tracking utilities, streaming services, insurance, memberships, or other recurring expenses, Teiki keeps everything organized in a simple, customizable experience. --- TRACK BILLS & SUBSCRIPTIONS Add recurring bills and subscriptions in seconds. Choose from popular services or create your own custom entries. PAYMENT REMINDERS Never miss a due date. Receive reminders before upcoming payments so you always know what’s coming next. MONTHLY OVERVIEW See your recurring expenses at a glance. Review monthly totals and understand how much you’re spending each month. ORGANIZE WITH TAGS Create custom tags to organize bills and subscriptions by category, household, work, entertainment, or any system that works for you. PERSONALIZE YOUR EXPERIENCE Choose from multiple card styles and light or dark themes to make Teiki feel like your own. PRIVATE & SECURE Protect your information with App Lock and securely sync your data with iCloud on supported devices. SIMPLE BY DESIGN No complicated budgeting tools. No unnecessary clutter. Just a clean and focused way to manage recurring payments. ---

Screenshots

Last Payment4 screens
Teiki4 screens

Verdict

The call

The clearest difference is update cadence: Teiki at every 2 days against Last Payment's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Last Payment sells 2 in-app purchases, starting at $3.99 per month and Teiki sells 5 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Last Payment ships an update every 3 weeks, Teiki every 2 days. Both last shipped on October 31, 2026.

Scorecard1 real difference · 8 level
Last Payment versus Teiki: the parameters behind the verdict, then further details
ParameterLast PaymentTeiki
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.415.1 — better
Further details — not scored
Size60 MB38 MB
Age rating4+4+
DeveloperEmre BalliCharles Peter Son Adison

In-app purchases

2 purchases

Last Payment

Subscriptions2
  • Last Payment Pro Monthly$3.991 Month
  • Last Payment Pro Yearly7 Days trial$19.991 Year
5 purchases

Teiki

One-time5
  • Unlimited Subscriptions$0.99
  • Privacy Pack$0.99
  • Organization Pack$0.99
Show 2 more
  • Customization Pack$0.99
  • Teiki Pro$2.99

Questions

Is Last Payment free?
Last Payment is free to download, with in-app purchases available.
Is Teiki free?
Teiki is free to download, with in-app purchases available.
Do Last Payment or Teiki have ads?
Neither Last Payment nor Teiki shows ads.
Which is updated more often, Last Payment or Teiki?
Last Payment ships an update every 3 weeks, and Teiki every 2 days. Most recently, Last Payment was updated on October 31, 2026 and Teiki on October 31, 2026.

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