# Last Payment vs iLoveBills

The clearest difference is update cadence: iLoveBills at every 10 days against Last Payment's every 3 weeks. Last Payment's advantage is iOS requirement (16.4 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Last Payment sells 2 in-app purchases, starting at $3.99 per month and iLoveBills sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Last Payment ships an update every 3 weeks, iLoveBills every 10 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | Last Payment | iLoveBills |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/last-payment-bill-tracker/id6759302783/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 10 days** |
| Monetization | Freemium | — |
| Size | 60 MB | 9 MB |
| Requires iOS | **16.4** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Emre Balli](https://appshunter.io/developer/1635136655) | [Pavel Matveev](https://appshunter.io/developer/6787710964) |

## What reviewers say

### Last Payment

[App page](https://appshunter.io/ios/app/last-payment-bill-tracker/id6759302783)

Securely track bills, subscriptions, and debts offline. Get timely reminders and an overview of upcoming, overdue, and paid expenses. Pro features offer advanced analytics and data export.

**Highlights:** Offline data privacy, Unlimited bill tracking, Flexible recurring payment setup, Upcoming, overdue, and paid expense overview, Customizable reminders, Spending analytics, Export to CSV & PDF

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Last Payment Pro Monthly | $3.99 | per month |
| Last Payment Pro Yearly | $19.99 | per year |


### iLoveBills

[App page](https://appshunter.io/ios/app/ilovebills-bill-tracker/id6787710962)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iLoveBills Pro | $3.99 | one-time |


## Frequently asked questions

### Is Last Payment free?

Last Payment is free to download, with in-app purchases available.

### Is iLoveBills free?

iLoveBills is free to download, with in-app purchases available.

### Do Last Payment or iLoveBills have ads?

Neither Last Payment nor iLoveBills shows ads.

### Which is updated more often, Last Payment or iLoveBills?

Last Payment ships an update every 3 weeks, and iLoveBills every 10 days. Most recently, Last Payment was updated on October 31, 2026 and iLoveBills on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*