# KaviPay vs ₿21

The clearest difference is update cadence: ₿21 at every 8 days against KaviPay's every 2 months. KaviPay's advantage is iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KaviPay ships an update every 2 months, ₿21 every 8 days. The most recent releases landed on October 17, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | KaviPay | ₿21 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/kavipay/id6759305057/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 8 days** |
| Monetization | Free | — |
| Size | 39 MB | 11 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Kavipay Limited](https://appshunter.io/developer/1896778352) | [Paxa Media](https://appshunter.io/developer/6775532265) |

## What reviewers say

### KaviPay

[App page](https://appshunter.io/ios/app/kavipay/id6759305057)

Manage your finances with virtual and physical cards, fund accounts with crypto or Naira, and pay bills instantly. Securely track spending and enjoy global payment capabilities.

**Highlights:** Virtual VISA, Mastercard, Verve, Afrigo cards, Physical Verve and Afrigo cards, Fund with cryptocurrency or Naira, Instant bill payments (electricity, airtime, data), Biometric and two-factor authentication, Spending analytics and reports

**Features:** macOS Compatibility

**In-app purchases:** none


### ₿21

[App page](https://appshunter.io/ios/app/21-bitcoin-wallet/id6804453821)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KaviPay free?

KaviPay is free to download, with no in-app purchases.

### Is ₿21 free?

₿21 is free to download, with no in-app purchases.

### Do KaviPay or ₿21 have ads?

Neither KaviPay nor ₿21 shows ads.

### Which is updated more often, KaviPay or ₿21?

KaviPay ships an update every 2 months, and ₿21 every 8 days. Most recently, KaviPay was updated on October 17, 2026 and ₿21 on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*