Flowli vs NooWoo

Flowli-App — smart money management for freelancers and employees in Israel. No bank login, no ads. Monthly budget in 30 seconds • Income, expenses and custom categories • Financial health score and insights • Track fixed and variable costs • Alerts when a category nears the limit you set Import bank and card statements • Upload a statement or card detail — PDF, Excel or CSV • Supports Max and Discount exports • Flowli spots a charge you already have and does not add it twice • Automatic categories by vendor that learn from your corrections Receipt scanning • Photograph a receipt or upload a PDF and the details fill in • Amount, VAT, vendor and date • A receipt links to the matching card charge automatically Israeli tax, calculated properly • 2026 income tax brackets • National Insurance for the self-employed and employees • VAT, advance payments and credit points • Israeli ledger (karteset) built on your device • Export for your accountant: CSV and PDF • Recognized expenses by the percentage you set Tax refund check for employees • A few questions and you get an estimate of a possible refund • Scan Form 106 to fill in the figures (Plus) Savings goals • 9 goal types — home, emergency fund, vacation and more • Compound interest calculator (an estimate only) • Badges and achievements for motivation AI assistant • Ask about your money, based on your own data • Understands screenshots and statements • Not licensed advice — a helper tool only Privacy • Never connects to your bank account • Local encryption, Face ID or fingerprint lock • Uploaded files are deleted from our servers within 24 hours • No tracking, no ads Flowli-App Plus • Monthly — ₪39.90 • Yearly — ₪349.90 Auto-renewing subscription, cancel any time in your Apple ID settings. Terms: https://flowliapp.co.il/legal/terms Privacy: https://flowliapp.co.il/legal/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Built in Israel, for Israelis.

NooWoo is a private, local-first money tracker. Follow your net worth and cash flow with a calm monthly ritual — and keep every figure on your own device. WHY NOOWOO Most finance apps want your bank logins, sync your data to the cloud, and show you ads. NooWoo does none of that. There are no accounts and no sign-up. Your financial data never leaves your phone unless you choose to export it. A CALMER WAY TO TRACK MONEY Instead of obsessing over every transaction, NooWoo asks for one unhurried check-in each month. You record where you stand, and NooWoo turns it into a clear picture of your progress over time. NET WORTH • Track assets and liabilities in any currency • See your net worth grow month over month • Charts, records, and milestones that make progress visible CASH FLOW • Log income and spending each month • Follow your savings rate and trends • Understand where your money actually goes PRIVATE BY DESIGN • No accounts, no sign-up, no sync • No ads, no trackers, no analytics • All data stored on your device • Optional encrypted backups you control • Import from a spreadsheet, export anytime (.xlsx / .csv) ALSO INSIDE • Light and dark themes • Available in English, Hebrew, Spanish, German, and French • Biometric lock • A monthly reminder so you never miss your ritual NooWoo is free to use. An optional Premium unlock adds advanced insights, deeper history, and percentile comparisons. Track your money. Keep your privacy. That's NooWoo. Terms of Use: https://noowoo.app/terms