Comparison

Flowli vs Kupa3

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Flowli

Features
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Flowli-App โ€” smart money management for freelancers and employees in Israel. No bank login, no ads. Monthly budget in 30 seconds โ€ข Income, expenses and custom categories โ€ข Financial health score and insights โ€ข Track fixed and variable costs โ€ข Alerts when a category nears the limit you set Import bank and card statements โ€ข Upload a statement or card detail โ€” PDF, Excel or CSV โ€ข Supports Max and Discount exports โ€ข Flowli spots a charge you already have and does not add it twice โ€ข Automatic categories by vendor that learn from your corrections Receipt scanning โ€ข Photograph a receipt or upload a PDF and the details fill in โ€ข Amount, VAT, vendor and date โ€ข A receipt links to the matching card charge automatically Israeli tax, calculated properly โ€ข 2026 income tax brackets โ€ข National Insurance for the self-employed and employees โ€ข VAT, advance payments and credit points โ€ข Israeli ledger (karteset) built on your device โ€ข Export for your accountant: CSV and PDF โ€ข Recognized expenses by the percentage you set Tax refund check for employees โ€ข A few questions and you get an estimate of a possible refund โ€ข Scan Form 106 to fill in the figures (Plus) Savings goals โ€ข 9 goal types โ€” home, emergency fund, vacation and more โ€ข Compound interest calculator (an estimate only) โ€ข Badges and achievements for motivation AI assistant โ€ข Ask about your money, based on your own data โ€ข Understands screenshots and statements โ€ข Not licensed advice โ€” a helper tool only Privacy โ€ข Never connects to your bank account โ€ข Local encryption, Face ID or fingerprint lock โ€ข Uploaded files are deleted from our servers within 24 hours โ€ข No tracking, no ads Flowli-App Plus โ€ข Monthly โ€” โ‚ช39.90 โ€ข Yearly โ€” โ‚ช349.90 Auto-renewing subscription, cancel any time in your Apple ID settings. Terms: https://flowliapp.co.il/legal/terms Privacy: https://flowliapp.co.il/legal/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Built in Israel, for Israelis.

About

Kupa3

Features
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Kupa โ€“ Family Pocket Money Tracker Take the stress out of managing your children's allowances. Kupa is the smart, real-time pocket money app built for the whole family โ€” parents set the rules, kids watch their savings grow, and everyone stays on the same page. ** Allowances Made Simple Set a weekly allowance for each child and let Kupa handle the rest. Automatic weekly distribution runs in the background with built-in duplicate protection, so you'll never accidentally pay twice. Every shekel is accounted for, every time. ** Full Transaction History Every deposit, withdrawal, and allowance payment is logged with a timestamp, running balance, and optional comment. Whether it was for ice cream or a birthday gift, the full audit trail is always there, for both parents and kids. ** Built for the Whole Family Kupa supports three user roles designed around how real families work: โ€ข Parent โ€” full control over children, allowances, and transactions. โ€ข Co-Parent โ€” shared access with the same day-to-day management capabilities. โ€ข Child โ€” a personal, read-only view of their own balance and transaction history. Invite a co-parent or link a child account with a simple 6-digit code โ€” no complicated setup required. ** Security You Can Trust Your family's financial data stays protected with optional Face ID, Touch ID, or fingerprint authentication. Configurable session timeouts automatically lock the app when it's been idle or left in the background โ€” so curious little fingers won't find anything unexpected. ** Real-Time Updates Balances update instantly across all devices. When a parent makes a deposit or deduction, the child's balance reflects it immediately โ€” no refreshing needed. Smooth animated count-up effects make every change feel rewarding. ** Push Notifications Stay informed with real-time push notifications for every transaction and family update. Parents are always in the loop, even when they're not in the app. ** Empowering Kids with Money Give children the option to manage their own spending. With the optional "can spend" permission, kids can make withdrawals from their own balance โ€” a great way to build real financial habits in a safe, parent-controlled environment. ** Personalized Profiles Add profile photos for every family member โ€” taken from the camera or chosen from the gallery. Each child's card shows their name, current balance, and photo, making the home screen feel personal and fun. ** Easy Family Onboarding Getting the family set up takes minutes: 1. Parent signs up and sets up the family. 2. Add children with name, birthday, gender, and weekly allowance. 3. Invite a co-parent or link child accounts using simple 6-digit invite codes. 4. Everyone's in โ€” and the family dashboard is live. ** Powered by Firebase Kupa is backed by Google Firebase โ€” meaning your data is always in sync, always secure, and available even with spotty connectivity thanks to offline support. Sign in with your email or Google account โ€” and get started in seconds. Kupa. Smart pocket money for the modern family.

Screenshots

Flowli4 screens
Kupa34 screens

Verdict

The call

The clearest difference is in-app purchases: Kupa3 at none against Flowli's 2. Kupa3 also leads on update cadence (every 4 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Flowli sells 2 in-app purchases, starting at $9.99 per month. Kupa3 asks for nothing beyond the download.

UpkeepUpdate frequency

Flowli ships an update fortnightly, Kupa3 every 4 days. The most recent releases landed on October 15, 2026 and October 3, 2026 respectively.

Scorecard2 real differences ยท 4 level
Flowli versus Kupa3: the parameters behind the verdict, then further details
ParameterFlowliKupa3
PriceFreeFree
Update frequencyFortnightlyEvery 4 days โ€” better
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS16.415.0 โ€” better
Further details โ€” not scored
Size65 MB42 MB
Age rating4+4+
DeveloperRan MosheRami Cohen

In-app purchases

2 purchases

Flowli

Subscriptions2
  • Plus ื—ื•ื“ืฉื™$9.991 Month
  • Plus ืฉื ืชื™$99.991 Year
None

Kupa3

No in-app purchases

Questions

Is Flowli free?
Flowli is free to download, with in-app purchases available.
Is Kupa3 free?
Kupa3 is free to download, with no in-app purchases.
Do Flowli or Kupa3 have ads?
Neither Flowli nor Kupa3 shows ads.
Which is updated more often, Flowli or Kupa3?
Flowli ships an update fortnightly, and Kupa3 every 4 days. Most recently, Flowli was updated on October 15, 2026 and Kupa3 on October 3, 2026.

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