# DebtClear vs Budgetly

The clearest difference is update cadence: Budgetly at monthly against DebtClear's every 2 months. DebtClear's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. DebtClear sells 2 in-app purchases, starting at $9.99 per month and Budgetly sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

DebtClear ships an update every 2 months, Budgetly monthly. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | DebtClear | Budgetly |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Size | 49 MB | 3 MB |
| Requires iOS | **15.1** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Bayron Varela](https://appshunter.io/developer/1878012602) | [Mitaanshu Agarwal](https://appshunter.io/developer/1896724075) |

## What reviewers say

### DebtClear

[App page](https://appshunter.io/ios/app/debtclear/id6759307540)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $9.99 | per month |
| yearly premium | $59.99 | per year |


### Budgetly

[App page](https://appshunter.io/ios/app/budgetly-envelope-budget/id6772518878)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budgetly Pro Monthly | $2.99 | per month |
| Budgetly Pro Yearly | $19.99 | per year |
| Budgetly Pro Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is DebtClear free?

DebtClear is free to download, with in-app purchases available.

### Is Budgetly free?

Budgetly is free to download, with in-app purchases available.

### Do DebtClear or Budgetly have ads?

Neither DebtClear nor Budgetly shows ads.

### Which is updated more often, DebtClear or Budgetly?

DebtClear ships an update every 2 months, and Budgetly monthly. Most recently, DebtClear was updated on October 24, 2026 and Budgetly on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*