# FinTrackr vs SpentyAI

The clearest difference is in-app purchases: FinTrackr at none against SpentyAI's 5. FinTrackr also leads on iOS requirement (15.1 vs 17.0). SpentyAI's advantage is update cadence (every 5 days vs every 2 months). On price, ads and device support there is nothing between them.

Both are free to download. SpentyAI sells 5 in-app purchases, starting at $1.99 per month. FinTrackr asks for nothing beyond the download.

FinTrackr ships an update every 2 months, SpentyAI every 5 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | FinTrackr | SpentyAI |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 days** |
| Monetization | — | Free with in-app purchases |
| Size | 51 MB | 14 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [HemzTechnologies](https://appshunter.io/developer/1878067690) | [Akshay Chouhan](https://appshunter.io/developer/1884294395) |

## What reviewers say

### FinTrackr

[App page](https://appshunter.io/ios/app/fintrackr-expense-tracker/id6759314649)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SpentyAI

[App page](https://appshunter.io/ios/app/spentyai/id6762543155)

This AI-powered finance assistant simplifies bookkeeping for individuals and small businesses. It automates transaction entry, tracks recurring payments, and provides financial insights through natural language interaction. Generate professional invoices and analyze spending patterns with ease.

**Highlights:** AI-powered transaction entry via natural language, Automatic detection of transactions from email and SMS, Recurring payment and subscription tracking, AI-driven bank reconciliation, Cross-device synchronization, Smart financial dashboard and projections, Professional GST invoice generation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpentyAI Monthly | $1.99 | per month |
| SpentyAI Quarterly | $3.99 | per 3 months |
| SpentyAI Yearly | $14.99 | per year |
| SpentyAI Lifetime Offer | $49.99 | one-time |
| SpentyAI Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is FinTrackr free?

FinTrackr is free to download, with no in-app purchases.

### Is SpentyAI free?

SpentyAI is free to download, with in-app purchases available.

### Do FinTrackr or SpentyAI have ads?

Neither FinTrackr nor SpentyAI shows ads.

### Which is updated more often, FinTrackr or SpentyAI?

FinTrackr ships an update every 2 months, and SpentyAI every 5 days. Most recently, FinTrackr was updated on October 24, 2026 and SpentyAI on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*