# Baseline Finance vs Velo

The clearest difference is ads: Baseline Finance at none against Velo's shown. Velo's advantage is iOS requirement (15.6 vs 18.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Baseline Finance sells 2 in-app purchases, starting at $4.99 per month and Velo sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Baseline Finance ships an update weekly, Velo every 10 days. Both last shipped on November 5, 2026.

## The numbers

| Metric | Baseline Finance | Velo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/baseline-finance/id6759334569/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Weekly** | Every 10 days |
| Monetization | Free with in-app purchases | — |
| Size | 53 MB | 88 MB |
| Requires iOS | 18.6 | **15.6** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Baseline Financial, LLC](https://appshunter.io/developer/1878138950) | [vimukthi Madhusanka](https://appshunter.io/developer/1888254668) |

## What reviewers say

### Baseline Finance

[App page](https://appshunter.io/ios/app/baseline-finance/id6759334569)

Understand your finances with this app that connects your accounts to track spending and provide clear insights. Create flexible budgets, receive smart notifications, and access advanced tools for smarter financial decisions. Your data is kept private and secure.

**Highlights:** Connect bank accounts, Track spending automatically, Smart spending insights, Flexible budgeting tools, Budget alerts and notifications, Advanced financial reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Baseline Pro Monthly | $4.99 | per month |
| Baseline Pro Annual | $34.99 | per year |


### Velo

[App page](https://appshunter.io/ios/app/velo-budget-tracker/id6761206968)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Velo Monthly Premium | $2.99 | per month |
| Annual Premium | $19.99 | per year |


## Frequently asked questions

### Is Baseline Finance free?

Baseline Finance is free to download, with in-app purchases available.

### Is Velo free?

Velo is free to download, with in-app purchases available.

### Do Baseline Finance or Velo have ads?

Velo shows ads; Baseline Finance does not.

### Which is updated more often, Baseline Finance or Velo?

Baseline Finance ships an update weekly, and Velo every 10 days. Most recently, Baseline Finance was updated on November 5, 2026 and Velo on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*