# Fed Mobile Pay vs ChatCODIT

The clearest difference is in-app purchases: Fed Mobile Pay at none against ChatCODIT's 2. ChatCODIT's advantage is update cadence (fortnightly vs every 2 months) and iOS requirement (15.1 vs 18.2). On price, ads and device support there is nothing between them.

Both are free to download. ChatCODIT sells 2 in-app purchases, starting at $164.99 per month. Fed Mobile Pay asks for nothing beyond the download.

Fed Mobile Pay ships an update every 2 months, ChatCODIT fortnightly. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Fed Mobile Pay | ChatCODIT |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Size | 27 MB | 60 MB |
| Requires iOS | 18.2 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Federal Reserve Bank of Cleveland](https://appshunter.io/developer/1069948741) | [CODIT](https://appshunter.io/developer/1771770210) |

## What reviewers say

### Fed Mobile Pay

[App page](https://appshunter.io/ios/app/fed-mobile-pay/id6759335223)

**Features:** macOS Compatibility

**In-app purchases:** none


### ChatCODIT

[App page](https://appshunter.io/ios/app/chatcodit/id6760158857)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Basic Monthly Plan | $164.99 | per month |
| Pro Monthly Plan | $384.99 | per month |


## Frequently asked questions

### Is Fed Mobile Pay free?

Fed Mobile Pay is free to download, with no in-app purchases.

### Is ChatCODIT free?

ChatCODIT is free to download, with in-app purchases available.

### Do Fed Mobile Pay or ChatCODIT have ads?

Neither Fed Mobile Pay nor ChatCODIT shows ads.

### Which is updated more often, Fed Mobile Pay or ChatCODIT?

Fed Mobile Pay ships an update every 2 months, and ChatCODIT fortnightly. Most recently, Fed Mobile Pay was updated on October 24, 2026 and ChatCODIT on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*