# Aurora Retirement Planner vs Smart Retirement Planner

The clearest difference is update cadence: Smart Retirement Planner at every 3 weeks against Aurora Retirement Planner's every 8 months. Smart Retirement Planner also leads on monetization model (freemium vs paid) and device support (3 vs 1). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Aurora Retirement Planner sells 1 one-off in-app purchase and Smart Retirement Planner sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Aurora Retirement Planner against 5.0 for Smart Retirement Planner. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Aurora Retirement Planner ships an update every 8 months, Smart Retirement Planner every 3 weeks. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Aurora Retirement Planner | Smart Retirement Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/aurora-retirement-planner/id6759387125/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/smart-retirement-planner/id6777520907/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 3 weeks** |
| Monetization | Paid | **Freemium** |
| Size | 7 MB | 4 MB |
| Requires iOS | 26.2 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hoang Nguyen](https://appshunter.io/developer/1711878234) | [Gary Cox](https://appshunter.io/developer/1083086974) |

## What reviewers say

### Aurora Retirement Planner

[App page](https://appshunter.io/ios/app/aurora-retirement-planner/id6759387125)

Visualize your retirement path with an intuitive timeline. Adjust key financial assumptions like contributions and spending to see their immediate impact on your future. This app offers a privacy-first approach, keeping your plan securely on your device.

**Highlights:** Visual retirement timeline, Adjustable financial inputs, Instant impact feedback, Privacy-first design, One-time purchase for lifetime access

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lifetime Access | $1.99 | one-time |


### Smart Retirement Planner

[App page](https://appshunter.io/ios/app/smart-retirement-planner/id6777520907)

This app helps adults plan for retirement with simple tools and visual projections. It offers guidance on savings, account growth, withdrawal sustainability, and bridging income gaps before Social Security. Prioritizes privacy with an on-device experience and no account requirement.

**Highlights:** Personalized retirement overview, Savings goal and projected balance, 401(k) growth projections, Monthly withdrawal planning, Social Security bridge funding, Monte Carlo market simulations, On-device privacy

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock Pro | $4.99 | one-time |


## Frequently asked questions

### Is Aurora Retirement Planner free?

Aurora Retirement Planner is free to download, with in-app purchases available.

### Is Smart Retirement Planner free?

Smart Retirement Planner is free to download, with in-app purchases available.

### Which has better reviews, Aurora Retirement Planner or Smart Retirement Planner?

Aurora Retirement Planner and Smart Retirement Planner are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do Aurora Retirement Planner or Smart Retirement Planner have ads?

Neither Aurora Retirement Planner nor Smart Retirement Planner shows ads.

### Which is updated more often, Aurora Retirement Planner or Smart Retirement Planner?

Aurora Retirement Planner ships an update every 8 months, and Smart Retirement Planner every 3 weeks. Most recently, Aurora Retirement Planner was updated on October 25, 2026 and Smart Retirement Planner on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*