# RetireSmartIRA vs RMD Forecaster

The clearest difference is rating: RetireSmartIRA at 4.6 against RMD Forecaster's 1.0. RetireSmartIRA also leads on ratings volume (15 vs 1). RMD Forecaster's advantage is iOS requirement (15.1 vs 18.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

RetireSmartIRA holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: RetireSmartIRA has 15 ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | RetireSmartIRA | RMD Forecaster |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (15 ratings)](https://appshunter.io/ios/app/retiresmartira/id6759405282/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/rmd-forecaster/id6760191549/reviews) |
| Number of ratings | **15** | 1 |
| Positive reviews | 85.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 days | — |
| Monetization | Free | Free |
| Size | 13 MB | 30 MB |
| Requires iOS | 18.6 | **15.1** |
| Devices | iPhone, iPad, Mac | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [John Urban](https://appshunter.io/developer/1878472722) | [Thom Baker](https://appshunter.io/developer/1880396668) |

## What reviewers say

### RetireSmartIRA

[App page](https://appshunter.io/ios/app/retiresmartira/id6759405282)

Plan and manage retirement taxes with real-time financial modeling. Analyze Roth conversions, Social Security claiming, RMDs, and Medicare surcharges. Offers detailed projections and scenario building for informed financial decisions.

**Highlights:** Roth conversion analysis, Social Security claiming strategy, RMD projections, IRMAA and ACA cliff impact, Scenario builder with real-time updates, Detailed tax waterfall visualization

**Features:** Vision Pro support, iPhone Duo support

**In-app purchases:** none


### RMD Forecaster

[App page](https://appshunter.io/ios/app/rmd-forecaster/id6760191549)

This app forecasts future Required Minimum Distribution (RMD) amounts and retirement account balances. It helps visualize how your IRA/401K might grow or shrink over time based on your anticipated market returns. Use it to explore different financial scenarios for your retirement planning.

**Highlights:** Forecast future RMD amounts, Project IRA/401K balances, Input custom market rates of return, Simulate account growth/shrinkage, Visualize long-term financial trends

**In-app purchases:** none


## Frequently asked questions

### Is RetireSmartIRA free?

RetireSmartIRA is free to download, with no in-app purchases.

### Is RMD Forecaster free?

RMD Forecaster is free to download, with no in-app purchases.

### Which has better reviews, RetireSmartIRA or RMD Forecaster?

RetireSmartIRA is rated higher. RetireSmartIRA averages 4.6 out of 5 from 15 ratings, while RMD Forecaster averages 1.0 from 1 ratings.

### Do RetireSmartIRA or RMD Forecaster have ads?

Neither RetireSmartIRA nor RMD Forecaster shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*