# Debt Payoff Tracker & Planner* vs Payfin

The clearest difference is ads: Payfin at none against Debt Payoff Tracker & Planner*'s shown. Debt Payoff Tracker & Planner*'s advantage is update cadence (every 10 days vs every 3 weeks) and device support (3 vs 1). On price and in-app purchases there is nothing between them.

Both are free to download. Debt Payoff Tracker & Planner* sells 1 one-off in-app purchase and Payfin sells 2 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Debt Payoff Tracker & Planner* ships an update every 10 days, Payfin every 3 weeks. The most recent releases landed on October 3, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Debt Payoff Tracker & Planner* | Payfin |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Size | 71 MB | 71 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Ashvin Kevadiya](https://appshunter.io/developer/1756324971) | [Eunbi Go](https://appshunter.io/developer/6780333616) |

## What reviewers say

### Debt Payoff Tracker & Planner*

[App page](https://appshunter.io/ios/app/debt-payoff-tracker-and-planner/id6759447205)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lifetime Premium | $9.99 | one-time |


### Payfin

[App page](https://appshunter.io/ios/app/payfin-debt-payoff-planner/id6784321939)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Payfin Weekly Premium Subscription | $4.99 | per 7 days |
| Payfin Yearly Premium Subscription | $29.99 | per year |


## Frequently asked questions

### Is Debt Payoff Tracker & Planner* free?

Debt Payoff Tracker & Planner* is free to download, with in-app purchases available.

### Is Payfin free?

Payfin is free to download, with in-app purchases available.

### Do Debt Payoff Tracker & Planner* or Payfin have ads?

Debt Payoff Tracker & Planner* shows ads; Payfin does not.

### Which is updated more often, Debt Payoff Tracker & Planner* or Payfin?

Debt Payoff Tracker & Planner* ships an update every 10 days, and Payfin every 3 weeks. Most recently, Debt Payoff Tracker & Planner* was updated on October 3, 2026 and Payfin on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*