Comparison

Couplesplit vs Onoso

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Couplesplit

Manage shared finances with your partner, track expenses, set budgets, and gain insights into spending habits. This app helps couples avoid money-related arguments by providing a clear overview of household and personal finances.

Highlights
  • Split expenses with partner
  • Track personal spending privately
  • Fair division based on income
  • Real-time debt tracking
  • Household budget and spending limits
  • Spending insights and analysis
  • Trip expense organization
Features
Read full description

Split expenses with your partner without spreadsheets or awkward talks. Couplesplit logs purchases from your bank notifications and shows who owes whom, split 50/50 or by income. Shared money lives in Ours. Personal money lives in Mine, and only you can see it. The two never mix. PURCHASES THAT LOG THEMSELVES Bought groceries for $42.90? When your bank's notification arrives, the expense is already in Couplesplit. • Bank notifications: on iOS 27, purchases log themselves from the notifications your bank already sends. • Apple Pay: from iOS 18, what you buy with Apple Pay is logged too. • No passwords and no bank connection. It runs through an automation in the Shortcuts app. • Captured purchases arrive private, in Mine. You decide what moves to Ours. NEW IN 1.8 • Your month vs. your usual: see if you're spending more or less than your usual pace, and which categories explain it. • Fixed payments: rent, utilities and subscriptions in one place, with a calendar and a notification before each due date. Shared or just yours, never mixed. • How you split: what each of you put in this month, and what your incomes say it should be. Change your salary or the split directly; your partner gets a notification and can pause the change to talk it over. • Half-month balance: your balance broken down by half-month, ideal if your salary arrives twice a month. • Expense organizer: sort uncategorized expenses in a few taps. • Share suggestions: personal expenses that look like household ones are gathered for you to review. Nothing is shared until you say so. SPLIT FAIRLY, SETTLE UP CLEARLY • Split 50/50, by income or with your own percentage • Who owes whom in real time, synced on both phones • Settle up the full balance or only through last month • Couplesplit never moves money: you send the transfer from your bank and record it in the app • A notification when your partner adds an expense PLAN TOGETHER • Shared spending limits, with notifications at 80%, 90% and 100% • Installments and recurring expenses • Trips in the local currency, converted to your home currency, and kept out of your monthly spending if you want • Reports by category and trend, plus your Monthly Wrapped • Home screen widgets • Import your shared history from a CSV file • 70+ categories, 100+ currencies and 6 languages COUPLESPLIT PRO Everything in Couplesplit is part of Pro. Start with a 14-day free trial. One subscription covers both of you, whichever phone each of you uses. Invite another couple and both couples get 1 month of Pro free. Couplesplit Pro is an auto-renewable subscription, monthly or yearly. It is charged to your Apple Account when you confirm the purchase and renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it in your App Store account settings. Terms of Use: https://api.couplesplit.xyz/terms Privacy Policy: https://api.couplesplit.xyz/privacy

About

Onoso

Easily track household expenses for couples or roommates. Organize spending by custom categories and automatically calculate who owes what. Get clear financial summaries and export data.

Highlights
  • Track daily expenses
  • Organize spending by category
  • Automatic debt calculation
  • Multiple account management
  • Data export to CSV
  • Personal and shared finance tracking
Features
Read full description

¿Cansado de llevar las cuentas de la casa a mano o en una hoja de Excel interminable? Onoso te lo pone fácil. Onoso es una aplicación para parejas, compañeros de piso o cualquier persona que quiera tener claro en qué se va el dinero. Sabrás cuánto gastáis cada mes, en qué categorías os lo gastáis y cómo evolucionan vuestras finanzas con el tiempo, sin tener que hacer ni un solo cálculo. La idea es simple: registras los gastos del día a día (el súper, el alquiler, una cena, lo que sea), los organizas por categorías que tú mismo defines, y la app te muestra al momento un resumen claro de vuestras finanzas. Nada de sorpresas a final de mes. Onoso también resuelve uno de los quebraderos de cabeza más comunes en pareja: que cada uno pague lo que le corresponde. Defines el porcentaje de cada miembro una sola vez y la app se encarga del resto, tanto si uno paga más que el otro como si lo repartís a medias. Sin discusiones, sin calculadoras, sin "creo que me debes algo". Puedes llevar varias cuentas a la vez, ya sea efectivo, tarjeta o banco, y gestionar tanto un espacio compartido con tu pareja como tus finanzas personales, todo dentro de la misma app. Consulta el historial completo cuando quieras, filtra por fechas o categorías, compara meses, y si algún día necesitas los datos fuera de la app, puedes exportar todo a un archivo CSV con un toque. Onoso funciona también si eres tú solo quien quiere llevar un control serio de sus gastos personales, sin compartirlo con nadie. Y si en algún momento queréis uniros, invitar a tu pareja es tan fácil como enviarle un enlace.

Screenshots

Couplesplit4 screens
Onoso4 screens

Verdict

The call

The clearest difference is review sentiment: Onoso at 100% against Couplesplit's 0%. Onoso also leads on rating (5.0 vs 1.0) and in-app purchases (none vs 4). Couplesplit's advantage is update cadence (every 3 days vs every 2 weeks) and ratings volume (3 vs 1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Couplesplit sells 4 in-app purchases, starting at $4.99 per month. Onoso asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Onoso holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews point the same way: 0% of Couplesplit's written reviews are positive against 100% of Onoso's.

UpkeepUpdate frequency

Couplesplit ships an update every 3 days, Onoso every 2 weeks. Both last shipped on October 24, 2026.

Scorecard7 real differences · 3 level
Couplesplit versus Onoso: the parameters behind the verdict, then further details
ParameterCouplesplitOnoso
PriceFreeFree
Rating1.0 (3 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings3 — better1
Update frequencyEvery 3 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS18.015.1 — better
Further details — not scored
Size74 MB33 MB
Age rating4+4+
DeveloperErik FromMiguel Goyanes

Customer experience

Couplesplit

All ratings3 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Onoso

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

Couplesplit

Subscriptions4
  • Monthly Plan14 Days trial$4.991 Month
  • Monthly Plan$4.991 Month
  • Yearly Plan14 Days trial$39.991 Year
Show 1 more
  • Yearly Plan$39.991 Year
None

Onoso

No in-app purchases

Questions

Is Couplesplit free?
Couplesplit is free to download, with in-app purchases available.
Is Onoso free?
Onoso is free to download, with no in-app purchases.
Which has better reviews, Couplesplit or Onoso?
Onoso is rated higher. Couplesplit averages 1.0 out of 5 from 3 ratings, while Onoso averages 5.0 from 1 ratings.
Do Couplesplit or Onoso have ads?
Neither Couplesplit nor Onoso shows ads.
Which is updated more often, Couplesplit or Onoso?
Couplesplit ships an update every 3 days, and Onoso every 2 weeks. Most recently, Couplesplit was updated on October 24, 2026 and Onoso on October 24, 2026.

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