Comparison

Monk Portfolio vs Fluid

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monk Portfolio

Features
Read full description

The fastest way to bring your portfolio together — privately. Take a screenshot of any brokerage app. Monk Portfolio reads it with AI and extracts your holdings in seconds. No CSV exports, no manual ticker entry, no connecting accounts. Just a screenshot. AI that knows your portfolio Get news summaries filtered to what's actually in your portfolio. Ask the AI what asset classes you're missing, where your concentration risk is, or to generate a rebalance plan. It knows your holdings, your allocations, and how the app works — and it never stores your conversations. Built around your privacy Monk Portfolio uses passkeys — no email, no password, no personal information. A cryptographic key derived from your passkey encrypts your data locally before it ever leaves your device. The server stores only an encrypted blob it cannot read. Sync happens device-to-device through that encrypted blob. Nobody sees your portfolio but you. Understand performance at a glance See how each asset contributed to your total return, not just its own price change. 7 chart modes, a full period selector (1D to 5Y), and 21 customizable columns give you the full picture without noise. Plan and rebalance with precision Set target allocations for each asset. See exactly what's drifted, by how much, and what you'd need to buy or sell to get back on track. The AI can turn that into a specific action plan. Designed for clarity Multiple portfolios. Named, saved views. A compact dark interface built to show you what matters. No ads. No tracking. No monetization. Built and maintained by a single independent developer.

About

Fluid

This app provides real-time market data for perpetual futures across various asset classes including commodities, pre-IPO companies, crypto, stocks, indices, and FX. It offers a minimalist interface for quick access to live prices without requiring wallet connections or account creation.

Highlights
  • Real-time market data
  • Perpetual futures tracking
  • Support for diverse assets
  • Minimalist interface
  • No wallet connection needed
  • No account creation required
Features
Read full description

Fluid delivers lightning-fast, real-time perpetual futures market data 24/7 in a beautiful, minimalist interface. No wallets to connect or accounts to create. Supported Assets: - Commodities: Monitor the price of oil, gold, and silver in real-time - Pre-IPO: Track the valuation of companies like Anthropic before they go public - Crypto: View hundreds of crypto coins (BTC, ETH, HYPE, SOL, etc) - Stocks: Check price action 24/7 for stocks like CRCL, PLTR, TSLA, and NVDA - Indices: Scan the state of the market - FX: Watch foreign exchange rates for Euros and Yen

Screenshots

Monk Portfolio4 screens
Fluid4 screens

Verdict

The call

The clearest difference is update cadence: Fluid at every 2 weeks against Monk Portfolio's every 2 months. Monk Portfolio's advantage is iOS requirement (16.0 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Monk Portfolio ships an update every 2 months, Fluid every 2 weeks. The most recent releases landed on September 13, 2026 and September 25, 2026 respectively.

Scorecard2 real differences · 7 level
Monk Portfolio versus Fluid: the parameters behind the verdict, then further details
ParameterMonk PortfolioFluid
PriceFreeFree
Rating—5.0 (3 ratings) — better
Number of ratings—3 — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone
Requires iOS16.0 — better26.2
Further details — not scored
Size40 MB2 MB
Age rating4+4+
DeveloperMalak MekhaelDaniel Ni

In-app purchases

None

Monk Portfolio

No in-app purchases

None

Fluid

No in-app purchases

Questions

Is Monk Portfolio free?
Monk Portfolio is free to download, with no in-app purchases.
Is Fluid free?
Fluid is free to download, with no in-app purchases.
Do Monk Portfolio or Fluid have ads?
Neither Monk Portfolio nor Fluid shows ads.
Which is updated more often, Monk Portfolio or Fluid?
Monk Portfolio ships an update every 2 months, and Fluid every 2 weeks. Most recently, Monk Portfolio was updated on September 13, 2026 and Fluid on September 25, 2026.

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