# Who Owes Me vs Splitap

The clearest difference is ads: Splitap at none against Who Owes Me's shown. Splitap also leads on iOS requirement (15.1 vs 17.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Who Owes Me sells 2 in-app purchases, starting at $9.99 per month and Splitap sells 14 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Who Owes Me ships an update every 6 weeks, Splitap every 3 weeks. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Who Owes Me | Splitap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (4 ratings)](https://appshunter.io/ios/app/who-owes-me-owelist/id6759501055/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free with in-app purchases | — |
| Size | 15 MB | 57 MB |
| Requires iOS | 17.6 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Akyno Apps](https://appshunter.io/developer/1827845576) | [Taulant Mehmeti](https://appshunter.io/developer/1851888094) |

## What reviewers say

### Who Owes Me

[App page](https://appshunter.io/ios/app/who-owes-me-owelist/id6759501055)

Easily track money owed, borrowed, and personal debts in one organized place. Record debts, monitor repayments, and view balances for everyday situations like splitting bills or informal loans. Keep a clear log of all transactions without complex financial tools.

**Highlights:** Track money owed and borrowed, Record partial repayments, Monitor individual balances, View payment history, Add notes to transactions, Keep a clear debt log

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PRO Monthly | $9.99 | per month |
| Lifetime PRO | $59.99 | one-time |


### Splitap

[App page](https://appshunter.io/ios/app/splitap/id6761957950)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (14)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 10 AI Receipt Scans | $0.99 | one-time |
| Create 1 Group | $0.99 | one-time |
| 30 Scan Credits | $0.99 | one-time |
| Group Slot + 30 Scans | $1.49 | one-time |
| 60 Scan Credits | $1.79 | one-time |
| Unlimited Expenses | $1.99 | one-time |
| 30 AI Receipt Scans | $1.99 | one-time |
| Group Slot + 60 Scans | $2.29 | one-time |
| 100 Scan Credits | $2.49 | one-time |
| Splitap Circle | $2.99 | one-time |
| 50 AI Receipt Scans | $2.99 | one-time |
| Group Slot + 100 Scans | $2.99 | one-time |
| Splitap Flow | $3.99 | one-time |
| Splitap Beyond | $4.99 | one-time |


## Frequently asked questions

### Is Who Owes Me free?

Who Owes Me is free to download, with in-app purchases available.

### Is Splitap free?

Splitap is free to download, with in-app purchases available.

### Do Who Owes Me or Splitap have ads?

Who Owes Me shows ads; Splitap does not.

### Which is updated more often, Who Owes Me or Splitap?

Who Owes Me ships an update every 6 weeks, and Splitap every 3 weeks. Most recently, Who Owes Me was updated on October 28, 2026 and Splitap on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*