# SubWise vs Payday

The clearest difference is ads: SubWise at none against Payday's shown. SubWise also leads on update cadence (daily vs every 11 days) and iOS requirement (15.1 vs 18.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. SubWise sells 3 in-app purchases, starting at $2.99 per month and Payday sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

SubWise ships an update daily, Payday every 11 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | SubWise | Payday |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Daily** | Every 11 days |
| Monetization | — | Paid |
| Size | 45 MB | 28 MB |
| Requires iOS | **15.1** | 18.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Luca Gerber](https://appshunter.io/developer/1879077000) | [France Pastrana](https://appshunter.io/developer/1844537572) |

## What reviewers say

### SubWise

[App page](https://appshunter.io/ios/app/subwise-subscription-manager/id6759504748)

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SubWise Pro Monthly | $2.99 | per month |
| Subwise Pro Yearly | $14.99 | per year |
| SubWise Pro Lifetime | $39.99 | one-time |


### Payday

[App page](https://appshunter.io/ios/app/payday-global-money-tracker/id6810740558)

Consolidate all your earnings, from salaries to freelance payments, into a single, clear global overview. Visualize your income sources and monthly progress on an interactive map, with options for manual entry, saved details, or CSV import.

**Highlights:** Global income overview, Track salary, freelance, and platform payouts, Interactive income map visualization, Monthly earnings and goal progress, Manual, saved, or CSV income entry, On-device statement screenshot interpretation, Multi-currency income tracking

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Voxel Earth | $0.99 | one-time |
| Matcha Mochi | $0.99 | one-time |
| Moon Mallow | $0.99 | one-time |
| Payday Full Access | $9.99 | one-time |


## Frequently asked questions

### Is SubWise free?

SubWise is free to download, with in-app purchases available.

### Is Payday free?

Payday is free to download, with in-app purchases available.

### Do SubWise or Payday have ads?

Payday shows ads; SubWise does not.

### Which is updated more often, SubWise or Payday?

SubWise ships an update daily, and Payday every 11 days. Most recently, SubWise was updated on October 31, 2026 and Payday on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*