# Flow vs 머니차곡

The clearest difference is price: 머니차곡 at Free against Flow's $2.99. Flow's advantage is in-app purchases (none vs 4) and ads (none vs shown). On update cadence, device support and iOS requirement there is nothing between them.

머니차곡 is free to download; Flow costs $2.99 up front. 머니차곡 sells 4 in-app purchases, starting at $2.99 per month. Flow asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 3 days. Both last shipped on October 25, 2026.

## The numbers

| Metric | Flow | 머니차곡 |
| --- | --- | --- |
| Price | $2.99 | **Free** |
| Positive reviews | — | 87.9% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 days | Every 3 days |
| Monetization | — | Free with in-app purchases |
| Size | 7 MB | 152 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Haeseong Jung](https://appshunter.io/developer/1631768957) | [Egg Toast Lab](https://appshunter.io/developer/1868199361) |

## What reviewers say

### Flow

[App page](https://appshunter.io/ios/app/flow-ai-expense-tracker/id6759516732)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 머니차곡

[App page](https://appshunter.io/ios/app/id6787290101)

Easily track daily income and expenses with this budgeting app. Monitor spending patterns, manage fixed costs and subscriptions, and gain insights into your monthly cash flow. Offers widgets and data backup.

**Highlights:** Income/expense tracking, Monthly and category budgeting, Fixed cost and subscription management, Calendar-based spending view, Category spending statistics, Home and lock screen widgets, Backup and restore support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 프리미엄 월간 | $2.99 | per month |
| Pro 연간 구독 | $29.99 | per year |
| 프리미엄 연간 | $29.99 | per year |
| 머니차곡 Pro 평생 | $69.99 | one-time |


## Frequently asked questions

### Is Flow free?

Flow costs $2.99, with no in-app purchases.

### Is 머니차곡 free?

머니차곡 is free to download, with in-app purchases available.

### Do Flow or 머니차곡 have ads?

머니차곡 shows ads; Flow does not.

### Which is updated more often, Flow or 머니차곡?

Flow ships an update every 3 days, and 머니차곡 every 3 days. Most recently, Flow was updated on October 25, 2026 and 머니차곡 on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*