# zero vs Splittr

The clearest difference is rating: Splittr at 5.0 against zero's 3.3. Splittr also leads on review sentiment (100% vs 67%) and update cadence (every 8 days vs every 2 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Splittr holds the better App Store score, 5.0 against 3.3. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews point the same way: 67% of zero's written reviews are positive against 100% of Splittr's.

zero ships an update every 2 weeks, Splittr every 8 days. The most recent releases landed on October 17, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | zero | Splittr |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (3 ratings)](https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/splittr-share-and-settle/id6762578351/reviews)** |
| Number of ratings | **3** | 2 |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 8 days** |
| Monetization | Free | Free |
| Size | 31 MB | 4 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Lossless Protocols](https://appshunter.io/developer/1879507198) | [Linna Wang](https://appshunter.io/developer/1855692710) |

## What reviewers say

### zero

[App page](https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225)

This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.

**Highlights:** Offline expense tracking, No account required, Track money owed and lent, Customizable categories, Visual spending reports, Data export and import, Privacy-focused local storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Splittr

[App page](https://appshunter.io/ios/app/splittr-share-and-settle/id6762578351)

Easily split expenses with friends and roommates without requiring them to install the app. Share a group link to let others see balances and settle up via integrated payment options. Designed for quick use and clear tracking of shared costs.

**Highlights:** No sign-up required for participants, Shareable group links, Integrated Venmo and Zelle payments, Itemized and uneven expense splitting, Pretty receipts, not spreadsheets, Privacy-focused with no tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is zero free?

zero is free to download, with no in-app purchases.

### Is Splittr free?

Splittr is free to download, with no in-app purchases.

### Which has better reviews, zero or Splittr?

Splittr is rated higher. zero averages 3.3 out of 5 from 3 ratings, while Splittr averages 5.0 from 2 ratings.

### Do zero or Splittr have ads?

Neither zero nor Splittr shows ads.

### Which is updated more often, zero or Splittr?

zero ships an update every 2 weeks, and Splittr every 8 days. Most recently, zero was updated on October 17, 2026 and Splittr on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*