# zero vs Expense

The clearest difference is in-app purchases: zero at none against Expense's 3. zero also leads on update cadence (fortnightly vs every 2 months) and device support (3 vs 1). On price and ads there is nothing between them.

Both are free to download. Expense sells 3 in-app purchases, starting at $0.99 per month. zero asks for nothing beyond the download.

zero ships an update fortnightly, Expense every 2 months. The most recent releases landed on November 15, 2026 and November 13, 2026 respectively.

## The numbers

| Metric | zero | Expense |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (4 ratings)](https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | — |
| Size | 32 MB | 4 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Lossless Protocols](https://appshunter.io/developer/1879507198) | [SG APPs](https://appshunter.io/developer/1507658418) |

## What reviewers say

### zero

[App page](https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225)

This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.

**Highlights:** Offline expense tracking, No account required, Track money owed and lent, Customizable categories, Visual spending reports, Data export and import, Privacy-focused local storage

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


### Expense

[App page](https://appshunter.io/ios/app/expense-track-spends-easily/id6786977393)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expense Offline Monthly Unlimited | $0.99 | per month |
| Expense Offline Yearly Unlimited | $7.99 | per year |
| Lifetime Access | $9.99 | one-time |


## Frequently asked questions

### Is zero free?

zero is free to download, with no in-app purchases.

### Is Expense free?

Expense is free to download, with in-app purchases available.

### Do zero or Expense have ads?

Neither zero nor Expense shows ads.

### Which is updated more often, zero or Expense?

zero ships an update fortnightly, and Expense every 2 months. Most recently, zero was updated on November 15, 2026 and Expense on November 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*