# Retire Early Calc vs Smart Retirement Planner

The clearest difference is rating: Smart Retirement Planner at 5.0 against Retire Early Calc's 4.0. Smart Retirement Planner also leads on ads (none vs shown). Retire Early Calc's advantage is in-app purchases (none vs 1) and update cadence (daily vs every 3 weeks). On price, ratings volume, device support and iOS requirement there is nothing between them.

Both are free to download. Smart Retirement Planner sells 1 one-off in-app purchase. Retire Early Calc asks for nothing beyond the download.

Smart Retirement Planner holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Retire Early Calc ships an update daily, Smart Retirement Planner every 3 weeks. The most recent releases landed on October 28, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Retire Early Calc | Smart Retirement Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (1 ratings)](https://appshunter.io/ios/app/retire-early-calc-fire-plan/id6759593227/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/smart-retirement-planner/id6777520907/reviews)** |
| Number of ratings | 1 | 1 |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | **Daily** | Every 3 weeks |
| Monetization | **Ad-supported** | Freemium |
| Size | 25 MB | 4 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Blas Prieto](https://appshunter.io/developer/1878084920) | [Gary Cox](https://appshunter.io/developer/1083086974) |

## What reviewers say

### Retire Early Calc

[App page](https://appshunter.io/ios/app/retire-early-calc-fire-plan/id6759593227)

Map your journey to financial independence. Input your financial details to project your portfolio and calculate when you can achieve early retirement. Understand your FIRE Number and sustainable retirement income.

**Highlights:** Projected portfolio at retirement, FIRE Number calculation, Coast FIRE Number calculation, Years to FIRE and FIRE age, Monthly sustainable retirement income, Adjustable expected annual return

**Features:** macOS Compatibility

**In-app purchases:** none


### Smart Retirement Planner

[App page](https://appshunter.io/ios/app/smart-retirement-planner/id6777520907)

This app helps adults plan for retirement with simple tools and visual projections. It offers guidance on savings, account growth, withdrawal sustainability, and bridging income gaps before Social Security. Prioritizes privacy with an on-device experience and no account requirement.

**Highlights:** Personalized retirement overview, Savings goal and projected balance, 401(k) growth projections, Monthly withdrawal planning, Social Security bridge funding, Monte Carlo market simulations, On-device privacy

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock Pro | $4.99 | one-time |


## Frequently asked questions

### Is Retire Early Calc free?

Retire Early Calc is free to download, with no in-app purchases.

### Is Smart Retirement Planner free?

Smart Retirement Planner is free to download, with in-app purchases available.

### Which has better reviews, Retire Early Calc or Smart Retirement Planner?

Smart Retirement Planner is rated higher. Retire Early Calc averages 4.0 out of 5 from 1 ratings, while Smart Retirement Planner averages 5.0 from 1 ratings.

### Do Retire Early Calc or Smart Retirement Planner have ads?

Retire Early Calc shows ads; Smart Retirement Planner does not.

### Which is updated more often, Retire Early Calc or Smart Retirement Planner?

Retire Early Calc ships an update daily, and Smart Retirement Planner every 3 weeks. Most recently, Retire Early Calc was updated on October 28, 2026 and Smart Retirement Planner on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*