# Budget.AI vs Ching

The clearest difference is update cadence: Ching at every 3 days against Budget.AI's every 10 days. Budget.AI's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 27.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Budget.AI sells 3 in-app purchases, starting at $9.99 per month and Ching sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Budget.AI ships an update every 10 days, Ching every 3 days. The most recent releases landed on October 16, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Budget.AI | Ching |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/budgetai/id6759600996/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 3 days** |
| Monetization | Freemium | — |
| Size | 67 MB | 96 MB |
| Requires iOS | **15.1** | 27.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MR SAUSAGE LIMITED](https://appshunter.io/developer/1879745932) | [I Love Working Limited](https://appshunter.io/developer/1891377555) |

## What reviewers say

### Budget.AI

[App page](https://appshunter.io/ios/app/budgetai/id6759600996)

This intelligent financial app helps you track expenses, monitor subscriptions, and build better money habits. Get personalized guidance from an AI coach to stay focused on your savings and spending goals.

**Highlights:** Intelligent money tracking, Expense monitoring, Subscription management, AI financial coaching, Habit building, Savings goal support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget AI Premium (Monthly) | $9.99 | per month |
| Budget AI Premium Yearly | $49.99 | per year |
| Budget AI Premium | $129.99 | one-time |


### Ching

[App page](https://appshunter.io/ios/app/ching-auto-expense-tracker/id6761770967)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ching Pro Monthly | $3.99 | per month |
| Ching Pro Annual | $29.99 | per year |


## Frequently asked questions

### Is Budget.AI free?

Budget.AI is free to download, with in-app purchases available.

### Is Ching free?

Ching is free to download, with in-app purchases available.

### Do Budget.AI or Ching have ads?

Neither Budget.AI nor Ching shows ads.

### Which is updated more often, Budget.AI or Ching?

Budget.AI ships an update every 10 days, and Ching every 3 days. Most recently, Budget.AI was updated on October 16, 2026 and Ching on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*