# Smart Saving vs Boring Budget

The clearest difference is update cadence: Boring Budget at every 9 days against Smart Saving's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smart Saving ships an update every 6 months, Boring Budget every 9 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Smart Saving | Boring Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/boring-budget/id6769723818/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 9 days** |
| Monetization | — | Free |
| Size | 8 MB | 57 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Dimitar Dimitrov](https://appshunter.io/developer/1879780143) | [Tyler McCoy](https://appshunter.io/developer/1896682128) |

## What reviewers say

### Smart Saving

[App page](https://appshunter.io/ios/app/smart-saving-budget-and-save/id6759608505)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Boring Budget

[App page](https://appshunter.io/ios/app/boring-budget/id6769723818)

Take control of your finances with this app that simplifies budgeting through customizable envelopes. Track spending, set goals, and visualize trends with secure bank syncing or manual entry. Features include transaction splitting, recurring charge detection, and insightful reports.

**Highlights:** Envelope budgeting, Secure bank sync via Plaid, Split transactions, Recurring charge detection, Spend & save goals, Spending reports, Privacy mode

**In-app purchases:** none


## Frequently asked questions

### Is Smart Saving free?

Smart Saving is free to download, with no in-app purchases.

### Is Boring Budget free?

Boring Budget is free to download, with no in-app purchases.

### Do Smart Saving or Boring Budget have ads?

Neither Smart Saving nor Boring Budget shows ads.

### Which is updated more often, Smart Saving or Boring Budget?

Smart Saving ships an update every 6 months, and Boring Budget every 9 days. Most recently, Smart Saving was updated on November 5, 2026 and Boring Budget on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*