# Freedom Reserves vs Crypto Payments

The clearest difference is ratings volume: Freedom Reserves at 12 against Crypto Payments's 3. Crypto Payments's advantage is iOS requirement (15.1 vs 17.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Freedom Reserves against 5.0 for Crypto Payments. Both are backed by a comparable volume of ratings — 12 and 3 respectively.

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on October 31, 2026.

## The numbers

| Metric | Freedom Reserves | Crypto Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (12 ratings)](https://appshunter.io/ios/app/freedom-reserves/id6759612514/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/crypto-payments-stable-genius/id6771940521/reviews) |
| Number of ratings | **12** | 3 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 59 MB | 70 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 9+ | 4+ |
| Developer | [Freedom Fund Holdings](https://appshunter.io/developer/1879796854) | [Alpha Collective, Inc.](https://appshunter.io/developer/1599000587) |

## What reviewers say

### Freedom Reserves

[App page](https://appshunter.io/ios/app/freedom-reserves/id6759612514)

This app provides a high-yield cash reserve account to help your money grow. It offers simple setup, transparent terms, and accessible funds, making it easy to earn more on your savings without complexity.

**Highlights:** High-yield cash reserve account, Competitive interest rates, Simple account setup, Transparent terms, Direct customer support, Accessible funds

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Crypto Payments

[App page](https://appshunter.io/ios/app/crypto-payments-stable-genius/id6771940521)

This app allows businesses to accept stablecoin payments from any crypto wallet and receive the funds directly in USD to their bank account. It simplifies crypto transactions for merchants without requiring prior crypto knowledge or hardware.

**Highlights:** Accept any stablecoin from any wallet, Receive USD directly to bank account, No crypto knowledge required, No volatile prices, No hardware needed, Sync with Square and QuickBooks, Merchant dashboard for transaction tracking

**In-app purchases:** none


## Frequently asked questions

### Is Freedom Reserves free?

Freedom Reserves is free to download, with no in-app purchases.

### Is Crypto Payments free?

Crypto Payments is free to download, with no in-app purchases.

### Which has better reviews, Freedom Reserves or Crypto Payments?

Freedom Reserves and Crypto Payments are both rated 5.0 out of 5 on the App Store, from 12 and 3 ratings respectively.

### Do Freedom Reserves or Crypto Payments have ads?

Neither Freedom Reserves nor Crypto Payments shows ads.

### Which is updated more often, Freedom Reserves or Crypto Payments?

Freedom Reserves ships an update every 3 weeks, and Crypto Payments every 3 weeks. Most recently, Freedom Reserves was updated on October 31, 2026 and Crypto Payments on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*