VectX vs Allfolio

"How much have you actually earned? Your balance says +8%. Your real annualised return might be 12.3% — or 3.1%. VectX calculates XIRR, the method professionals use, so every deposit, withdrawal and dividend is weighted by the time it was invested. No account. No broker login. Your data stays on your device and in your own private iCloud. ◆ TRUE RETURN, NOT GUESSWORK · XIRR — money-weighted return for uneven cash flows · P&L — total invested, current value, unrealised gain or loss · Peak capital method — uses your historical highest net investment as the denominator, so heavy trading still gets a fair number · Zero-cost status detected automatically ◆ EVERY PORTFOLIO IN ONE PLACE · Independent portfolios for US stocks, mutual funds, crypto — whatever you hold · 13 card themes, compact and standard layouts · Categories, tags and filters, plus one-tap add from the card · Clone a transaction instead of retyping it ◆ BUILT FOR CROSS-BORDER INVESTING · 17 currencies with automatic rate sync and one-tap base currency switch · Analyse in the original currency or in your base currency · 12 date formats, 5 number formats, red-up/green-down or the reverse ◆ DEEP ANALYSIS · Interactive trend chart — tap any point for details · Monthly investment bars · Market value distribution, P&L ranking, tag distribution, trading frequency and risk insight ◆ TOOLS THAT ANSWER REAL QUESTIONS · Compound calculator with growth curves · XIRR playground — simulate cash flows and see the result instantly · FIRE calculator — how many years to financial independence ◆ AUTOMATION WITH APPLE SHORTCUTS · "VectX Add Transaction" by voice or on a schedule · "VectX Update Market Value" paired with a price source for automatic tracking ◆ PRIVACY FIRST · Data is stored locally by default · iCloud sync uses your own private container — we cannot read it · No third-party analytics SDK, no ad tracking, no data sold ◆ FREE AND PRO Free: 3 portfolios with all analytics and all calculators. PRO: unlimited portfolios, iCloud sync across devices, CSV import and export for backup and migration. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download VectX and make every investment traceable."

Allfolio is a private portfolio and bookkeeping tracker for people managing multiple brokers, accounts, assets and currencies. Link every trade to a cash account so holdings, cost basis, realized and unrealized P&L, cash flow and net worth always add up. Use Allfolio to build a clear picture of your finances: - See stocks, ETFs, funds, crypto, cash, property and custom assets across accounts and currencies - Link buys and sells to cash accounts so balances update with each trade - Record dividends, edit or delete individual transactions, and recalculate holdings and returns - Review net worth, allocation, cost basis, realized and unrealized P&L, and returns against index benchmarks - Manage income, expenses, transfers and recurring plans in the same ledger - Import trades from screenshots with optional AI recognition - Keep records on your device by default, with optional sync through your own private iCloud account Allfolio does not require a developer-operated account. Core records stay on your device unless you choose iCloud sync, and AI features are optional. Usage statistics help us understand onboarding and subscription problems without including portfolio or transaction contents. Sharing stays off until you explicitly choose to share at first launch. You can change this choice on the subscription screen or in Settings without affecting features or prices. Subscription Starting with version 1.1.2, all users, including users who installed earlier versions, need an active Allfolio Pro subscription (yearly or monthly) or trial to continue using the app. Eligible Apple Accounts can start a 14-day free trial. Your existing portfolio and transaction records are retained when you update or a subscription expires. Payment is charged to your Apple Account when the trial ends. The subscription renews automatically at the price shown in the app unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage or cancel anytime in your App Store account settings. Allfolio was previously called Astrolabe. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ogerhsou.github.io/astrolabe-portfolio-support/privacy.html