# 债务清零 vs Zero Debt

The clearest difference is in-app purchases: 债务清零 at none against Zero Debt's 4. 债务清零 also leads on device support (3 vs 1) and iOS requirement (15.8 vs 17.0). On price, update cadence and ads there is nothing between them.

Both are free to download. Zero Debt sells 4 in-app purchases, starting at $6.99 per month. 债务清零 asks for nothing beyond the download.

债务清零 ships an update every 5 days, Zero Debt every 3 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | 债务清零 | Zero Debt |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 3 days** |
| Size | 9 MB | 17 MB |
| Requires iOS | **15.8** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [嵩 欧阳](https://appshunter.io/developer/1832764725) | [Sardor Akbarov](https://appshunter.io/developer/6780028842) |

## What reviewers say

### 债务清零

[App page](https://appshunter.io/ios/app/id6759671780)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Zero Debt

[App page](https://appshunter.io/ios/app/zero-debt-payoff-planner/id6797665696)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zero Pro Monthly | $6.99 | per month |
| Zero Pro Monthly | $9.99 | per month |
| Zero Pro | $49.99 | per year |
| Zero Pro Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is 债务清零 free?

债务清零 is free to download, with no in-app purchases.

### Is Zero Debt free?

Zero Debt is free to download, with in-app purchases available.

### Do 债务清零 or Zero Debt have ads?

Neither 债务清零 nor Zero Debt shows ads.

### Which is updated more often, 债务清零 or Zero Debt?

债务清零 ships an update every 5 days, and Zero Debt every 3 days. Most recently, 债务清零 was updated on October 31, 2026 and Zero Debt on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*