# Ledgr vs The Smart Budget

The clearest difference is in-app purchases: Ledgr at none against The Smart Budget's 6. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. The Smart Budget sells 6 in-app purchases, starting at $2.99 per month. Ledgr asks for nothing beyond the download.

Ledgr ships an update every 10 days, The Smart Budget weekly. Both last shipped on October 31, 2026.

## The numbers

| Metric | Ledgr | The Smart Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/the-smart-budget/id6769003758/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 10 days | **Weekly** |
| Monetization | — | Freemium |
| Size | 12 MB | 16 MB |
| Requires iOS | **26.2** | 26.4 |
| Devices | **iPhone, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [KUN YAO](https://appshunter.io/developer/1880588118) | [Omar Al Homaidi](https://appshunter.io/developer/1498325461) |

## What reviewers say

### Ledgr

[App page](https://appshunter.io/ios/app/ledgr-journal/id6759777329)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### The Smart Budget

[App page](https://appshunter.io/ios/app/the-smart-budget/id6769003758)

Effortlessly track your spending with an AI-powered expense logger that works entirely on your device. It automatically captures, cleans, and categorizes transactions from your bank texts, flagging anything unusual without needing bank logins. Log manually, snap receipts, or use voice commands for a private, secure financial overview.

**Highlights:** Automatic expense capture from bank texts, On-device AI for data cleaning and categorization, Anomaly detection for unusual spending, Manual transaction logging with receipt snapping, Unlimited transactions, budgets, and goals, Smart Insights with AI-narrated forecasts, Household sharing with family

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Smart Budget Pro — Monthly | $2.99 | per month |
| Budget Household — Monthly | $4.99 | per month |
| Smart Budget Pro - Yearly | $24.99 | per year |
| Budget Household — Yearly | $49.99 | per year |
| Smart Budget Pro — Lifetime | $49.99 | one-time |
| Budget Household — Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is Ledgr free?

Ledgr is free to download, with no in-app purchases.

### Is The Smart Budget free?

The Smart Budget is free to download, with in-app purchases available.

### Do Ledgr or The Smart Budget have ads?

Neither Ledgr nor The Smart Budget shows ads.

### Which is updated more often, Ledgr or The Smart Budget?

Ledgr ships an update every 10 days, and The Smart Budget weekly. Most recently, Ledgr was updated on October 31, 2026 and The Smart Budget on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*