# Рубль.ру vs Займы онлайн

The clearest difference is rating: Рубль.ру at 5.0 against Займы онлайн's 4.0. Рубль.ру also leads on ads (none vs shown) and monetization model (free vs ad-supported). Займы онлайн's advantage is ratings volume (4 vs 1). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Рубль.ру holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

Рубль.ру ships an update every 10 days, Займы онлайн every 2 weeks. The most recent releases landed on September 26, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | Рубль.ру | Займы онлайн |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id6759786015/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/id6790469708/reviews) |
| Number of ratings | 1 | **4** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 10 days** | Every 2 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 65 MB | 9 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [RUBL.RU](https://appshunter.io/developer/1880628874) | [MERGA, OOO](https://appshunter.io/developer/6790469710) |

## What reviewers say

### Рубль.ру

[App page](https://appshunter.io/ios/app/id6759786015)

Manage your personal finances with this tool that tracks income and expenses, helps plan your budget, and reminds you of important payments. It offers AI-powered insights for budget optimization and visual statistics to understand spending habits.

**Highlights:** Track income and expenses, Budget planning, Payment reminders, AI-driven budget optimization, Payment history with filtering, Visual spending statistics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Займы онлайн

[App page](https://appshunter.io/ios/app/id6790469708)

Quickly apply for a loan online by filling out a short form. Approved funds can be transferred directly to your bank card. Applications are processed 24/7, with decisions typically made within minutes.

**Highlights:** Fast loan application, Funds transferred to bank card, 24/7 application processing, Quick decision-making, Individual loan terms

**In-app purchases:** none


## Frequently asked questions

### Is Рубль.ру free?

Рубль.ру is free to download, with no in-app purchases.

### Is Займы онлайн free?

Займы онлайн is free to download, with no in-app purchases.

### Which has better reviews, Рубль.ру or Займы онлайн?

Рубль.ру is rated higher. Рубль.ру averages 5.0 out of 5 from 1 ratings, while Займы онлайн averages 4.0 from 4 ratings.

### Do Рубль.ру or Займы онлайн have ads?

Займы онлайн shows ads; Рубль.ру does not.

### Which is updated more often, Рубль.ру or Займы онлайн?

Рубль.ру ships an update every 10 days, and Займы онлайн every 2 weeks. Most recently, Рубль.ру was updated on September 26, 2026 and Займы онлайн on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*