# MoneyLoop vs SmartChi

The clearest difference is in-app purchases: SmartChi at none against MoneyLoop's 3. MoneyLoop's advantage is update cadence (every 3 days vs every 5 weeks) and iOS requirement (15.5 vs 17.6). On price, ads and device support there is nothing between them.

Both are free to download. MoneyLoop sells 3 in-app purchases, starting at $0.99 per month. SmartChi asks for nothing beyond the download.

MoneyLoop ships an update every 3 days, SmartChi every 5 weeks. The most recent releases landed on October 25, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | MoneyLoop | SmartChi |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 5 weeks |
| Size | 99 MB | 3 MB |
| Requires iOS | **15.5** | 17.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Trung An Tran](https://appshunter.io/developer/1880734952) | [Suu Nguyen](https://appshunter.io/developer/1855576128) |

## What reviewers say

### MoneyLoop

[App page](https://appshunter.io/ios/app/moneyloop-spend-smartly/id6759800059)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MoneyLoop Premium | $0.99 | per month |
| MoneyLoop Premium | $3.99 | per year |
| MoneyLoop Premium Lifetime | $7.99 | one-time |


### SmartChi

[App page](https://appshunter.io/ios/app/smartchi-ai-expense/id6796603882)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MoneyLoop free?

MoneyLoop is free to download, with in-app purchases available.

### Is SmartChi free?

SmartChi is free to download, with no in-app purchases.

### Do MoneyLoop or SmartChi have ads?

Neither MoneyLoop nor SmartChi shows ads.

### Which is updated more often, MoneyLoop or SmartChi?

MoneyLoop ships an update every 3 days, and SmartChi every 5 weeks. Most recently, MoneyLoop was updated on October 25, 2026 and SmartChi on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*