# Tracker 4 vs Skarbo

The clearest difference is ads: Tracker 4 at none against Skarbo's shown. Tracker 4 also leads on iOS requirement (15.1 vs 17.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tracker 4 ships an update every 3 days, Skarbo every 2 days. The most recent releases landed on October 12, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Tracker 4 | Skarbo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (6 ratings)](https://appshunter.io/ios/app/skarbo-budget-expense-tracker/id6795880230/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | — | 72.7% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 days | **Every 2 days** |
| Monetization | — | Free with in-app purchases |
| Size | 59 MB | 41 MB |
| Requires iOS | **15.1** | 17.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Andrii Denysenko](https://appshunter.io/developer/1634368752) | [Ihor Roma](https://appshunter.io/developer/6795880233) |

## What reviewers say

### Tracker 4

[App page](https://appshunter.io/ios/app/tracker-4/id6759810487)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Skarbo

[App page](https://appshunter.io/ios/app/skarbo-budget-expense-tracker/id6795880230)

Effortlessly track your expenses with AI-powered receipt scanning and bank statement imports. Understand your spending habits, manage budgets, and get smart reminders, all while prioritizing your privacy with no account required.

**Highlights:** AI receipt scanning, Bank statement import, Automatic categorization, Monthly budgeting, Smart reminders, Multi-currency support, Privacy-focused design

**In-app purchases:** none


## Frequently asked questions

### Is Tracker 4 free?

Tracker 4 is free to download, with no in-app purchases.

### Is Skarbo free?

Skarbo is free to download, with no in-app purchases.

### Do Tracker 4 or Skarbo have ads?

Skarbo shows ads; Tracker 4 does not.

### Which is updated more often, Tracker 4 or Skarbo?

Tracker 4 ships an update every 3 days, and Skarbo every 2 days. Most recently, Tracker 4 was updated on October 12, 2026 and Skarbo on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*