# Splitko vs Moneto

The clearest difference is iOS requirement: Splitko at 15.5 against Moneto's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Splitko sells 2 in-app purchases, starting at $2.99 per month and Moneto sells 1 in-app purchase, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.

Splitko ships an update every 5 days, Moneto every 6 days. The most recent releases landed on October 13, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Splitko | Moneto |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/splitko-bill-split-and-expenses/id6759840476/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 6 days |
| Monetization | Free with in-app purchases | — |
| Size | 59 MB | 9 MB |
| Requires iOS | **15.5** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Michal Lelek](https://appshunter.io/developer/1881124457) | [Carmelina Cafaro](https://appshunter.io/developer/1892417892) |

## What reviewers say

### Splitko

[App page](https://appshunter.io/ios/app/splitko-bill-split-and-expenses/id6759840476)

Effortlessly split bills and track group expenses with AI receipt scanning. Assign items to friends, settle up with one tap, and manage household budgets. Works offline and supports multiple currencies.

**Highlights:** AI receipt scanning, Live receipt splitting, Group expense management, Smart settle up, Household budget tracking, Offline functionality, Multi-currency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitko Premium Monthly | $2.99 | per month |
| Splitko Premium Yearly | $22.99 | per year |


### Moneto

[App page](https://appshunter.io/ios/app/moneto-budget-expense-tracker/id6762006879)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Moneto Premium | $9.99 | per year |


## Frequently asked questions

### Is Splitko free?

Splitko is free to download, with in-app purchases available.

### Is Moneto free?

Moneto is free to download, with in-app purchases available.

### Do Splitko or Moneto have ads?

Neither Splitko nor Moneto shows ads.

### Which is updated more often, Splitko or Moneto?

Splitko ships an update every 5 days, and Moneto every 6 days. Most recently, Splitko was updated on October 13, 2026 and Moneto on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*