# Paycheck by Paycheck vs Bills Copilot

The clearest difference is in-app purchases: Bills Copilot at none against Paycheck by Paycheck's 2. Paycheck by Paycheck's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 26.0). On price, update cadence and ads there is nothing between them.

Both are free to download. Paycheck by Paycheck sells 2 in-app purchases, starting at $5.99 per month. Bills Copilot asks for nothing beyond the download.

Paycheck by Paycheck ships an update fortnightly, Bills Copilot every 2 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Paycheck by Paycheck | Bills Copilot |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (4 ratings)](https://appshunter.io/ios/app/bills-copilot/id6795343743/reviews)** |
| Number of ratings | — | **4** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | — | Free |
| Size | 65 MB | 4 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [DAVID ANDREW LIVINGSTON](https://appshunter.io/developer/1881452633) | [Gabriel Sanchez](https://appshunter.io/developer/6775654714) |

## What reviewers say

### Paycheck by Paycheck

[App page](https://appshunter.io/ios/app/paycheck-by-paycheck/id6759883787)

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $5.99 | per month |
| Annual Subscription | $49.99 | per year |


### Bills Copilot

[App page](https://appshunter.io/ios/app/bills-copilot/id6795343743)

Organize your bills, get timely reminders for due dates, and maintain a clear record of your payments. This app allows you to track unlimited bills with customizable schedules and payment history.

**Highlights:** Track unlimited bills, Customizable bill schedules, Optional payment reminders, Mark bills as paid, Payment history tracking, Calendar view, Spending statistics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paycheck by Paycheck free?

Paycheck by Paycheck is free to download, with in-app purchases available.

### Is Bills Copilot free?

Bills Copilot is free to download, with no in-app purchases.

### Do Paycheck by Paycheck or Bills Copilot have ads?

Neither Paycheck by Paycheck nor Bills Copilot shows ads.

### Which is updated more often, Paycheck by Paycheck or Bills Copilot?

Paycheck by Paycheck ships an update fortnightly, and Bills Copilot every 2 weeks. Most recently, Paycheck by Paycheck was updated on November 5, 2026 and Bills Copilot on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*