# Paycheck by Paycheck vs Prospr.ai

The clearest difference is update cadence: Prospr.ai at every 5 days against Paycheck by Paycheck's fortnightly. Paycheck by Paycheck's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 17.6). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Paycheck by Paycheck sells 2 in-app purchases, starting at $5.99 per month and Prospr.ai sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Paycheck by Paycheck ships an update fortnightly, Prospr.ai every 5 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | Paycheck by Paycheck | Prospr.ai |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (5 ratings)](https://appshunter.io/ios/app/prosprai/id6806467318/reviews)** |
| Number of ratings | — | **5** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 5 days** |
| Monetization | — | Freemium |
| Size | 65 MB | 22 MB |
| Requires iOS | **15.1** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [DAVID ANDREW LIVINGSTON](https://appshunter.io/developer/1881452633) | [Prospr Technologies LLC](https://appshunter.io/developer/6806467320) |

## What reviewers say

### Paycheck by Paycheck

[App page](https://appshunter.io/ios/app/paycheck-by-paycheck/id6759883787)

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $5.99 | per month |
| Annual Subscription | $49.99 | per year |


### Prospr.ai

[App page](https://appshunter.io/ios/app/prosprai/id6806467318)

An AI-powered financial companion for teens and young adults to manage money, track goals, and receive personalized advice. Automates budgeting and expense categorization for a simplified financial future.

**Highlights:** AI-powered financial advice, Visual goal tracking, Automated expense categorization, Smart income detection, Secure bank syncing, Bank-level security

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Prospr.AI Premium Monthly | $4.99 | per month |
| Prospr.AI Premium Annual | $24.99 | per year |


## Frequently asked questions

### Is Paycheck by Paycheck free?

Paycheck by Paycheck is free to download, with in-app purchases available.

### Is Prospr.ai free?

Prospr.ai is free to download, with in-app purchases available.

### Do Paycheck by Paycheck or Prospr.ai have ads?

Neither Paycheck by Paycheck nor Prospr.ai shows ads.

### Which is updated more often, Paycheck by Paycheck or Prospr.ai?

Paycheck by Paycheck ships an update fortnightly, and Prospr.ai every 5 days. Most recently, Paycheck by Paycheck was updated on October 31, 2026 and Prospr.ai on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*