FIN vs Estora

FIN helps you settle group travel expenses in minutes. Know exactly who pays whom, even when multiple currencies are involved. Add payments, choose who paid and who joined, and FIN will calculate who should pay whom. It helps reduce the number of transfers and makes it easier to share the result with your group. Mixed currencies are supported by setting exchange rates for each trip. You can also choose the base currency for each trip, such as JPY, USD, EUR, or THB. Amounts are converted and organized clearly, so post-trip settlement is easier to understand. Main features: ・Split expenses among selected members ・Choose who paid and who joined each payment ・Choose a base currency for each trip ・Use multiple currencies with custom rates ・Set fixed amounts when someone pays more ・Calculate who should pay whom ・Copy and share the settlement result ・Save members and reuse them more easily with FIN Plus FIN is designed to stay simple. No login is required, and your data is stored on your device.

Estora brings the wealth-management system of a family office to your own family. Track global assets, identity documents, family members, trust structures and risk alerts in one encrypted, offline-first place — and share it with the people who matter. FIVE PILLARS - Global assets: 11 asset types, 15 currencies, multiple jurisdictions, consolidated net worth in any display currency, book gain/loss - Identity documents: passports, visas, residency and more, with expiry alerts - Family members: relationships, governance roles (settlor, trustee, beneficiary), ownership mapping - Trust structures: trusts, foundations, holdings, offshore vehicles, family partnerships, with look-through to held assets - Risk alerts: document expiry, compliance and tax deadlines, concentration, liquidity PRIVACY FIRST Your data is AES-encrypted on device and protected by Face ID. Estora is offline by default. Only two things ever touch the network, and neither carries your data: public exchange rates, and iCloud sync you turn on yourself — end-to-end encrypted, so Apple only ever sees ciphertext. Document images stay on your device and never enter backups or the cloud. MORE - Live exchange rates including spot gold (XAU) - Net-worth history with charts - Family tree visualization - AI import: scan a document and on-device recognition fills the form, including passport MRZ parsing. Nothing leaves your phone. - Encrypted backups with a passphrase you control - 12 languages, switchable in-app FREE / PRO Free covers 50 assets, 20 members, 5 documents, 1 structure, and 5 AI scans. Pro raises those to 5,000 / 100 / 1,000 / 100 with unlimited AI, plus iCloud encrypted sync, versioned backups, and family accounts for up to 10 collaborators (only the organizer pays). Estora is an organizing tool. It does not provide financial, legal or tax advice. Estora Pro is an auto-renewable subscription. $4.99/month or $47.99/year, with a 7-day free trial. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. Privacy Policy: https://local4a.com/products/estora-privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/