# Finote vs Spendly

The clearest difference is in-app purchases: Finote at none against Spendly's 1. Finote also leads on ads (none vs shown) and update cadence (every 5 days vs every 3 weeks). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Spendly sells 1 one-off in-app purchase. Finote asks for nothing beyond the download.

Finote ships an update every 5 days, Spendly every 3 weeks. The most recent releases landed on November 5, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Finote | Spendly |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 5 days** | Every 3 weeks |
| Size | 21 MB | 33 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [WalterAlex](https://appshunter.io/developer/552641993) | [庆鸿 林](https://appshunter.io/developer/1558629938) |

## What reviewers say

### Finote

[App page](https://appshunter.io/ios/app/finote-simple-budget-app/id6759894815)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Spendly

[App page](https://appshunter.io/ios/app/spendly-budget-diary/id6760545221)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lifetime Premium | $9.99 | one-time |


## Frequently asked questions

### Is Finote free?

Finote is free to download, with no in-app purchases.

### Is Spendly free?

Spendly is free to download, with in-app purchases available.

### Do Finote or Spendly have ads?

Spendly shows ads; Finote does not.

### Which is updated more often, Finote or Spendly?

Finote ships an update every 5 days, and Spendly every 3 weeks. Most recently, Finote was updated on November 5, 2026 and Spendly on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*