# 保險體檢 vs UStocks Steward

The clearest difference is in-app purchases: UStocks Steward at none against 保險體檢's 4. UStocks Steward also leads on update cadence (daily vs every 4 days). 保險體檢's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Both are free to download. 保險體檢 sells 4 in-app purchases, starting at $1.99 per month. UStocks Steward asks for nothing beyond the download.

保險體檢 ships an update every 4 days, UStocks Steward daily. The most recent releases landed on October 2, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | 保險體檢 | UStocks Steward |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 4 days | **Daily** |
| Size | 15 MB | 8 MB |
| Requires iOS | **17.0** | 17.6 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [CHIA HAO CHANG](https://appshunter.io/developer/1879951081) | [YU-CHUN CHEN](https://appshunter.io/developer/1872582996) |

## What reviewers say

### 保險體檢

[App page](https://appshunter.io/ios/app/ai/id6759901599)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 個人版月費 | $1.99 | per month |
| 業務版月費 | $5.99 | per month |
| 個人版年費 | $19.99 | per year |
| 業務版年費 | $59.99 | per year |


### UStocks Steward

[App page](https://appshunter.io/ios/app/ustocks-steward/id6760695544)

**In-app purchases:** none


## Frequently asked questions

### Is 保險體檢 free?

保險體檢 is free to download, with in-app purchases available.

### Is UStocks Steward free?

UStocks Steward is free to download, with no in-app purchases.

### Do 保險體檢 or UStocks Steward have ads?

UStocks Steward shows ads; 保險體檢 does not.

### Which is updated more often, 保險體檢 or UStocks Steward?

保險體檢 ships an update every 4 days, and UStocks Steward daily. Most recently, 保險體檢 was updated on October 2, 2026 and UStocks Steward on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*