Comparison

vPluse vs Debtly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

vPluse

Features
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vPluse – váš digitálny pomocník pre slovenské bločky Koniec hromadeniu papierových bločkov. vPluse vám umožní po naskenovaní QR kódu okamžite stiahnuť kompletný bloček a mať ho bezpečne uložený v mobile navždy. Skenujte bločky Namierte kameru na QR kód eKasa bločku a aplikácia automaticky stiahne všetky údaje – obchod, dátum, položky aj sumy. Bloček môžete doplniť fotografiou pre prípad reklamácie, alebo ho zadať manuálne. Organizujte výdavky podľa kategórií AI priradí každý nákup do kategórie – potraviny, drogéria, reštaurácie, oblečenie a ďalšie. Vďaka prehľadnému zoznamu vždy viete, kam idú vaše peniaze. Nastavte si mesačný rozpočet Definujte si rozpočet pre každú kategóriu a sledujte v reálnom čase, ako sa napĺňa. Prehľad Rozpočet vs. Skutočnosť vám ukáže, kde ste v limite a kde ho prekračujete. Hlboká analýza vašich financií Objavte vzory vo svojom nakupovaní vďaka bohatej sade analytických nástrojov: Rozdelenie výdavkov – percentuálny prehľad podľa kategórií Trendy kategórií – ako sa vaše výdavky menia v čase Top obchodníci – kde nakupujete najčastejšie Zľavy obchodníkov – koľko ste ušetrili Vzory nakupovania – kedy nakupujete najviac Príležitosti na úspory – kde môžete ušetriť Opakované platby – pravidelné výdavky pod kontrolou Bezpečné a súkromné Prihlásenie cez e-mail, Google alebo Apple účet. Vaše dáta sú chránené a dostupné iba vám. Začnite mať svoje financie pod kontrolou ešte dnes.

About

Debtly

Features
Read full description

Ever lend money to a friend and forget how much? Or realize you missed a bill payment because it slipped through the cracks? Debtly is the personal debt tracker that keeps every IOU, loan, bill, and receivable organized in one clean, private place — so nothing gets lost. Whether you're tracking money you lent to friends, managing loans between family members, or keeping tabs on business receivables, Debtly gives you a crystal-clear picture of who owes you, who you owe, and exactly how each balance changes over time. WHY DEBTLY? Most finance apps are built for budgeting or debt payoff planning. Debtly is different — it's designed specifically for tracking personal debts, IOUs, and money owed between people. No complicated setup. No bank connections required. Just simple, powerful debt tracking that works. CORE FEATURES: INSTANT DEBT RECORDING Add a new debt or IOU in seconds. Record who borrowed money, how much, when it's due, and attach notes for context. Supports multiple currencies so you can track debts across borders. PERSON-BY-PERSON OVERVIEW See every balance broken down by person. Know at a glance: who owes you the most, who you need to pay back first, and what the total picture looks like. No more guessing or mental math. SMART DUE DATE REMINDERS Never miss a repayment deadline. Set custom reminders for upcoming due dates and get notified before payments are late. Stay ahead of every obligation — both what you owe and what's owed to you. BUILT-IN ANALYTICS & INSIGHTS Understand your debt patterns with visual analytics. See trends over time, identify which debts to prioritize for collection, and use smart payoff plans to decide what to settle first. MULTI-CURRENCY SUPPORT Track debts in different currencies without mixing them up. Perfect for international friendships, travel debts, or cross-border business dealings. ATTACH NOTES & HISTORY Add context to every entry with notes. Review the full payment history for each debt — see what was paid, when, and what remains. Export data when you need records. 100% PRIVATE & AD-FREE Your financial data is yours alone. Debtly works without ads, without tracking, and without a forced account. No third-party access. No data mining. Just your debts, your way. ICLOUD SYNC (OPTIONAL) Keep your records synchronized across iPhone and iPad with optional iCloud sync. Your data stays updated on all your devices when you want it — and stays private when you don't. PERFECT FOR: - Friends splitting dinner bills, rent, or vacation costs - Family members tracking shared expenses or personal loans - Freelancers managing client payments and receivables - Small business owners tracking who owes what - Anyone who lends or borrows money regularly PRIVACY FIRST: Debtly is built with privacy at its core. We believe your financial information should stay with you. That's why Debtly requires no account registration, has no ads or tracking, stores data locally on your device, and offers optional — never forced — cloud sync. Download Debtly today. Track every IOU, every loan, every bill. Never lose track of money again. --- Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.sefacemturan.com/privacy/debtly

Screenshots

vPluse4 screens
Debtly4 screens

Verdict

The call

The clearest difference is in-app purchases: vPluse at none against Debtly's 3. Debtly's advantage is ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debtly sells 3 in-app purchases, starting at $3.99 per 7 days. vPluse asks for nothing beyond the download.

UpkeepUpdate frequency

vPluse ships an update every 9 days, Debtly weekly. Both last shipped on October 28, 2026.

Scorecard2 real differences · 4 level
vPluse versus Debtly: the parameters behind the verdict, then further details
ParametervPluseDebtly
PriceFreeFree
Update frequencyEvery 9 daysWeekly — better
AdsYesNo — better
In-app purchasesNo — betterYes
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size49 MB2 MB
Age rating9+4+
DeveloperKN CODESefa Cem Turan

In-app purchases

None

vPluse

No in-app purchases

3 purchases

Debtly

Subscriptions3
  • Debtly Pro Weekly3 Days trial$3.997 Days
  • Debtly Pro Monthly3 Days trial$9.991 Month
  • Debtly Pro Yearly3 Days trial$29.991 Year

Questions

Is vPluse free?
vPluse is free to download, with no in-app purchases.
Is Debtly free?
Debtly is free to download, with in-app purchases available.
Do vPluse or Debtly have ads?
vPluse shows ads; Debtly does not.
Which is updated more often, vPluse or Debtly?
vPluse ships an update every 9 days, and Debtly weekly. Most recently, vPluse was updated on October 28, 2026 and Debtly on October 28, 2026.

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