# Koby vs Wealth Architect

The clearest difference is ads: Wealth Architect at none against Koby's shown. Wealth Architect also leads on update cadence (daily vs weekly) and device support (3 vs 1). On price and in-app purchases there is nothing between them.

Both are free to download. Koby sells 6 in-app purchases, starting at $3.99 per 7 days and Wealth Architect sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Koby ships an update weekly, Wealth Architect daily. The most recent releases landed on October 5, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Koby | Wealth Architect |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/wealth-architect/id6764103333/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Weekly | **Daily** |
| Monetization | — | Free |
| Size | 24 MB | 12 MB |
| Requires iOS | 26.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Grigorii Merkushev](https://appshunter.io/developer/1816588678) | [Ajith Kumar](https://appshunter.io/developer/1886887267) |

## What reviewers say

### Koby

[App page](https://appshunter.io/ios/app/koby-finance-tracker/id6759933556)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Daily Shopper | $3.99 | per 7 days |
| Pro Weekly | $7.99 | per 7 days |
| Daily Shopper | $8.99 | per month |
| Pro Monthly | $18.99 | per month |
| Daily Shopper | $99.99 | per year |
| Pro Yearly | $189.99 | per year |


### Wealth Architect

[App page](https://appshunter.io/ios/app/wealth-architect/id6764103333)

This private finance app provides a comprehensive overview of your financial health without requiring bank logins or subscriptions. Track net worth, plan for goals, and analyze your spending and investments all on your device.

**Highlights:** Financial Health Score, Net Worth Tracker, Wealth Projection, Goals Engine, Expense Tracker, Debt Tracker, Tax Planning

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Life Time Access | $4.99 | one-time |


## Frequently asked questions

### Is Koby free?

Koby is free to download, with in-app purchases available.

### Is Wealth Architect free?

Wealth Architect is free to download, with in-app purchases available.

### Do Koby or Wealth Architect have ads?

Koby shows ads; Wealth Architect does not.

### Which is updated more often, Koby or Wealth Architect?

Koby ships an update weekly, and Wealth Architect daily. Most recently, Koby was updated on October 5, 2026 and Wealth Architect on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*