# Koby vs richAI

The clearest difference is ads: richAI at none against Koby's shown. richAI also leads on update cadence (every 3 days vs weekly) and iOS requirement (17.0 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Koby sells 6 in-app purchases, starting at $3.99 per 7 days and richAI sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Koby ships an update weekly, richAI every 3 days. Both last shipped on October 25, 2026.

## The numbers

| Metric | Koby | richAI |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Weekly | **Every 3 days** |
| Size | 24 MB | 16 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Grigorii Merkushev](https://appshunter.io/developer/1816588678) | [Unicorn Group LLC](https://appshunter.io/developer/6784833957) |

## What reviewers say

### Koby

[App page](https://appshunter.io/ios/app/koby-finance-tracker/id6759933556)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Daily Shopper | $3.99 | per 7 days |
| Pro Weekly | $7.99 | per 7 days |
| Daily Shopper | $8.99 | per month |
| Pro Monthly | $18.99 | per month |
| Daily Shopper | $99.99 | per year |
| Pro Yearly | $189.99 | per year |


### richAI

[App page](https://appshunter.io/ios/app/richai-expense-tracker/id6784834414)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Personal Monthly | $4.99 | per month |
| Family Monthly | $7.99 | per month |
| Personal Yearly | $39.99 | per year |
| Family Yearly | $49.99 | per year |


## Frequently asked questions

### Is Koby free?

Koby is free to download, with in-app purchases available.

### Is richAI free?

richAI is free to download, with in-app purchases available.

### Do Koby or richAI have ads?

Koby shows ads; richAI does not.

### Which is updated more often, Koby or richAI?

Koby ships an update weekly, and richAI every 3 days. Most recently, Koby was updated on October 25, 2026 and richAI on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*