ChronoPay vs MyBillBuddy

Stop reacting to bills. Start mastering them. This isn’t just another bill tracker. It’s a smarter way to plan, predict, and stay ahead. With powerful forecasting, intelligent payment timing, and a real-time Bill Stress Score, you always know exactly where you stand. No surprises. No scrambling. No late fees. SMART BILL PLANNING WITH PROCESSING TIME Most apps assume payments happen instantly. Real life doesn’t. Add a custom processing time to any bill and guarantee your payment arrives exactly when it needs to. Perfect for slow payers, mailed payments, or services that take days to process. Plan ahead with confidence and never miss a due date again. YOUR BILL STRESS SCORE One quick glance tells you everything. The Bill Stress Score instantly evaluates your current bill situation and upcoming income. Know whether you’re comfortably covered or if action is needed. No spreadsheets. No guesswork. Just clarity. 90 DAY FORECASTING See what’s coming before it happens. Track income, upcoming bills, and projected balances across the next 90 days. Watch your balance trend evolve and make smarter decisions with real financial visibility. SHARED HOUSEHOLD Money is easier when it’s shared. Invite your partner and manage expenses together in real time. Add bills, update payments, and stay aligned without endless messages or confusion. SUBSCRIPTIONS, ORGANIZED Streaming services. Memberships. Recurring charges. All subscriptions live in their own dedicated space so you can review, edit, and manage them anytime. See totals instantly and stay in control of recurring spending. CUSTOM BILL ICONS Make your finances visual. Upload custom icons for bills and subscriptions to personalize your dashboard and make navigation faster and more intuitive. SMART NOTIFICATIONS Only get notified about what matters to you. Choose exactly what you want alerts for and what you don’t. Upcoming bills, due soon reminders, income alerts, and more. Powerful and customizable. PRIVACY FIRST. ALWAYS. Your financial data belongs to you. • No third-party servers • No selling data • No tracking your finances • No accounts required All syncing and backups are powered exclusively by Apple CloudKit and iCloud. Your information stays securely within Apple’s ecosystem and under your control. Designed for simplicity. Built for clarity. Powered by privacy. Download today and take control of your financial flow! Terms of Use: https://steinmetzlabs.com/apps/chronopay/terms.html Privacy Policy: https://steinmetzlabs.com/apps/chronopay/privacy.html

Never miss a bill again. MyBillBuddy tracks all your bills in one place: due dates, payments, reminders, and bill trends. Simple, beautiful, and always up to date. TRACK EVERYTHING Add any bill in seconds: rent, utilities, phone, subscriptions, insurance, loans, and more. See what's paid and what's due at a glance. Every payment, every date, neatly stored and easy to access. NEVER MISS A DUE DATE Get smart reminders before bills are due, not after. Choose how many days before and the exact time you want to be notified. Our calendar view gives you a clear picture of what's coming so you're always prepared and never caught off guard. INSIGHTS & SPENDING TRENDS (Pro) See your monthly spending by category. Track a 6-month trend to spot where your money goes. Know exactly what's paid and what's still due this month at a glance. BEAUTIFUL & EASY TO USE • Clean, modern design with full dark mode support • Works on iPhone and iPad • Available in 10 languages MyBillBuddy Pro unlocks unlimited bills, insights, and bill trends. • Monthly: $2.99/month (14-day free trial) • Yearly: $26.99/year Privacy Policy: https://mybillbuddy.github.io/Site/ Terms of Use: https://mybillbuddy.github.io/Site/