# ChronoPay vs Owed.today

The clearest difference is update cadence: Owed.today at every 3 days against ChronoPay's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. ChronoPay sells 3 in-app purchases, starting at $0.99 per month and Owed.today sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ChronoPay ships an update every 2 weeks, Owed.today every 3 days. The most recent releases landed on September 23, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | ChronoPay | Owed.today |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 3 days** |
| Size | 23 MB | 3 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [John Steinmetz](https://appshunter.io/developer/1881750415) | [Jimmy Leimonitis](https://appshunter.io/developer/6792718823) |

## What reviewers say

### ChronoPay

[App page](https://appshunter.io/ios/app/chronopay/id6759935896)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ChronoPay Pro-Monthly Subscription | $0.99 | per month |
| ChronoPay Pro - Yearly Subscription | $9.99 | per year |
| ChronoPay Pro - One Time Purchase | $14.99 | one-time |


### Owed.today

[App page](https://appshunter.io/ios/app/owedtoday/id6792718821)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Owed in Full, Monthly | $4.99 | per month |
| Owed in Full, Yearly | $24.99 | per year |
| Owed in Full, Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is ChronoPay free?

ChronoPay is free to download, with in-app purchases available.

### Is Owed.today free?

Owed.today is free to download, with in-app purchases available.

### Do ChronoPay or Owed.today have ads?

Neither ChronoPay nor Owed.today shows ads.

### Which is updated more often, ChronoPay or Owed.today?

ChronoPay ships an update every 2 weeks, and Owed.today every 3 days. Most recently, ChronoPay was updated on September 23, 2026 and Owed.today on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*