# Finwatch vs SharePay

The clearest difference is ads: Finwatch at none against SharePay's shown. Finwatch also leads on update cadence (every 3 days vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Finwatch sells 2 in-app purchases, starting at $5.99 per month and SharePay sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Finwatch ships an update every 3 days, SharePay every 3 weeks. Both last shipped on October 31, 2026.

## The numbers

| Metric | Finwatch | SharePay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (9 ratings)](https://appshunter.io/ios/app/finwatch-spending-tracker/id6759948368/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 3 days** | Every 3 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 85 MB | 78 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Finwatch LLC](https://appshunter.io/developer/1881870269) | [Brainservice Incorporated](https://appshunter.io/developer/1876578822) |

## What reviewers say

### Finwatch

[App page](https://appshunter.io/ios/app/finwatch-spending-tracker/id6759948368)

Effortlessly track spending, monitor net worth, and manage budgets without complex features. Securely link bank accounts, visualize financial trends, and set smart goals. Get a clear overview of your money with intuitive tools.

**Highlights:** Secure bank account connections, Net worth tracking with charts, Spending insights and trends, Smart budgeting with suggestions, Transaction review and categorization, Customizable reminders and notifications

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $5.99 | per month |
| Pro Annual | $54.99 | per year |


### SharePay

[App page](https://appshunter.io/ios/app/sharepay-split-bills-and-expenses/id6779690045)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SharePay VIP Monthly | $1.99 | per month |
| SharePay VIP Yearly | $19.99 | per year |
| SharePay VIP Lifetime | $44.99 | one-time |


## Frequently asked questions

### Is Finwatch free?

Finwatch is free to download, with in-app purchases available.

### Is SharePay free?

SharePay is free to download, with in-app purchases available.

### Do Finwatch or SharePay have ads?

SharePay shows ads; Finwatch does not.

### Which is updated more often, Finwatch or SharePay?

Finwatch ships an update every 3 days, and SharePay every 3 weeks. Most recently, Finwatch was updated on October 31, 2026 and SharePay on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*