Comparison

Money Journal vs Private Crypto Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Journal

Features
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PREMIUM — PURCHASE REQUIRED: All features described below are part of Pro and require a purchase: a weekly or yearly auto-renewing subscription, or a one-time lifetime purchase. Every dollar you spend, written down in ten seconds — and kept on your phone, not on someone's server. Expense Tracker is a private money journal for people who want to log daily spending by hand: no account, no bank linking, no cloud. Most budget apps want your bank login and a monthly report of your life. This one works the old way, made fast: open, type the amount, done. Manual entry sounds slower — until you realize it is exactly why you finally know where the money goes. WHAT YOU GET • A spending log you actually keep up — add an expense in seconds by keyboard, voice, or receipt scan • Wallets for cash, bank, card and e-wallet balances, with transfers between them, so "how much do I have" is one glance • Monthly category budgets that warn you before you overshoot, not after • Charts and month-to-month comparisons that show the leak (it's usually food delivery) • Savings goals, debts, assets and net worth — the full picture, not just outflow • Split a dinner among five people and get the exact settle-up amounts PERFECT FOR • Cash-first spenders whose bank app only ever sees half the story • Anyone who quit a bank-linking budget app over privacy • Couples and housemates settling shared costs without a shared account • Kakeibo fans who want the paper-ledger ritual with searchable history WHY NOT JUST A SPREADSHEET? A spreadsheet doesn't fit in a checkout line. Here, an entry takes seconds, categories fill themselves from your own past corrections, receipts attach to the row, and the monthly chart draws itself. You keep the control of a hand-kept ledger — and lose the Sunday-night data entry. PRIVATE BY DEFAULT No sign-up, no bank credentials, no ad tracking. Transactions, receipt photos and plans stay in local storage on your device unless you export them yourself. Lock the app with Face ID if others borrow your phone. PREMIUM (PURCHASE REQUIRED) Expense Tracker requires a Full Access unlock. One plan opens everything: unlimited logging, wallets and transfers, budgets with alerts, receipt scanning, recurring transactions, reports and analytics, net worth and goals, expense splitting, and CSV/PDF export. Choose weekly, yearly, or a one-time lifetime purchase — prices are shown in the app before you commit. Start tonight: log today's spending before bed, and read your first honest week on Sunday. Terms of Use: https://leanstudio.asia/terms-of-use Privacy Policy: https://leanstudio.asia/privacy-policy Support: support@leanstudio.asia

About

Private Crypto Tracker

A privacy-focused cryptocurrency portfolio tracker for iPhone. Manually add your holdings to monitor total value, profit/loss, and performance across various time periods. Explore market data and track the Bitcoin halving.

Highlights
  • Manual crypto holding entry
  • Portfolio value and performance tracking
  • Profit and loss calculation
  • Market data and price charts
  • Bitcoin halving countdown
  • Home and Lock Screen widgets
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Your crypto. Your portfolio. Your privacy. Private Crypto Tracker is a simple, privacy-focused cryptocurrency portfolio tracker for iPhone. Track your crypto holdings, portfolio value and performance without connecting your wallets or exchanges. YOUR PORTFOLIO, YOUR WAY Add your cryptocurrency holdings manually and keep your portfolio organised in one place. See: • Total portfolio value • Today's profit and loss • Total return and performance • Individual holding values • Average purchase price • Invested amount • Unrealised profit and loss • Portfolio allocation UNDERSTAND YOUR PERFORMANCE View portfolio and individual asset performance across multiple time periods, including 1D, 1W, 1M, 3M, 1Y and available historical data. EXPLORE CRYPTO MARKETS Browse cryptocurrency market prices, 24-hour changes, trading volume and historical price charts. Search the supported Kraken market catalogue and explore individual assets. BITCOIN HALVING Keep track of the next Bitcoin halving with a live block countdown and estimated timing based on current Bitcoin network data. CRYPTO WIDGETS Keep your portfolio and crypto prices visible with Home Screen and Lock Screen widgets. Check your portfolio, Bitcoin and selected crypto prices without opening the app. PRIVACY-FIRST BY DESIGN Your portfolio is designed to stay on your device. Private Crypto Tracker does not connect to your cryptocurrency wallets or exchanges and does not require you to provide wallet addresses or exchange API keys. Limited requests for market and reference exchange-rate data are used to provide current information. Your portfolio holdings, quantities and cost basis are not sent to the market-data service. MARKET DATA Cryptocurrency market data is provided through infrastructure using Kraken. Currency conversion uses European Central Bank reference rates. BUILT FOR PEOPLE WHO WANT A SIMPLE VIEW OF THEIR CRYPTO No trading. No custody. No complicated exchange connections. Just a clear way to keep track of your cryptocurrency portfolio. Private Crypto Tracker is a portfolio tracking tool and does not provide financial, investment, tax or legal advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Money Journal4 screens
Private Crypto Tracker4 screens

Verdict

The call

Money Journal and Private Crypto Tracker are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Journal sells 3 in-app purchases, starting at $2.99 per 7 days and Private Crypto Tracker sells 1 in-app purchase, starting at $29.99 per year. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Money Journal versus Private Crypto Tracker: the parameters behind the verdict, then further details
ParameterMoney JournalPrivate Crypto Tracker
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 months—
AdsNoNo
In-app purchasesYesYes
Monetization—Free
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size16 MB3 MB
Age rating4+4+
DeveloperLEAN ASIA CO., LTDDEVAN KISHEN BORKHATRIA

In-app purchases

3 purchases

Money Journal

Subscriptions2
  • Premium Weekly Plan$2.997 Days
  • Premium Yearly3 Days trial$14.991 Year
One-time1
  • Lifetime$29.99
1 purchases

Private Crypto Tracker

Subscriptions1
  • Private Crypto Tracker Premium1 Month trial$29.991 Year

Questions

Is Money Journal free?
Money Journal is free to download, with in-app purchases available.
Is Private Crypto Tracker free?
Private Crypto Tracker is free to download, with in-app purchases available.
Do Money Journal or Private Crypto Tracker have ads?
Neither Money Journal nor Private Crypto Tracker shows ads.

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