# Expense & Spending Tracker + vs Pony Up

The clearest difference is update cadence: Expense & Spending Tracker + at every 5 days against Pony Up's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Expense & Spending Tracker + sells 2 in-app purchases, starting at $3.99 per 7 days and Pony Up sells 5 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Expense & Spending Tracker + ships an update every 5 days, Pony Up every 3 weeks. Both last shipped on October 31, 2026.

## The numbers

| Metric | Expense & Spending Tracker + | Pony Up |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (6 ratings)](https://appshunter.io/ios/app/pony-up-split-and-budget/id6777123091/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 3 weeks |
| Monetization | — | Free with in-app purchases |
| Size | 32 MB | 93 MB |
| Requires iOS | 17.6 | **16.4** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Bavachand Savaliya](https://appshunter.io/developer/1881910651) | [Nathan Hintz](https://appshunter.io/developer/6777123093) |

## What reviewers say

### Expense & Spending Tracker +

[App page](https://appshunter.io/ios/app/expense-and-spending-tracker-plus/id6759956116)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Planner App - Weekly | $3.99 | per 7 days |
| Budget Planner App - LifeTime | $19.99 | one-time |


### Pony Up

[App page](https://appshunter.io/ios/app/pony-up-split-and-budget/id6777123091)

This finance app offers a private, customizable toolkit for managing your money. It allows you to split bills, create budgets, track subscriptions, and plan debt payoff without monthly fees or ads. Users can choose individual tools or bundles, with one module offered free.

**Highlights:** Split bills with friends, Build private budgets, Track subscriptions and bills, Create debt payoff plans, Customizable dashboard, Private data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bill Splitter Module | $0.99 | one-time |
| Budgeting Module | $0.99 | one-time |
| Bills & Subscriptions Module | $0.99 | one-time |
| Debt Planner Module | $0.99 | one-time |
| 3 Modules Bundle | $1.99 | one-time |


## Frequently asked questions

### Is Expense & Spending Tracker + free?

Expense & Spending Tracker + is free to download, with in-app purchases available.

### Is Pony Up free?

Pony Up is free to download, with in-app purchases available.

### Do Expense & Spending Tracker + or Pony Up have ads?

Neither Expense & Spending Tracker + nor Pony Up shows ads.

### Which is updated more often, Expense & Spending Tracker + or Pony Up?

Expense & Spending Tracker + ships an update every 5 days, and Pony Up every 3 weeks. Most recently, Expense & Spending Tracker + was updated on October 31, 2026 and Pony Up on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*