# Payify vs WorthTrail

The clearest difference is update cadence: WorthTrail at every 2 days against Payify's monthly. WorthTrail also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Payify sells 3 one-off in-app purchases and WorthTrail sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Payify ships an update monthly, WorthTrail every 2 days. The most recent releases landed on October 6, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Payify | WorthTrail |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (6 ratings)](https://appshunter.io/ios/app/worthtrail-net-worth-tracker/id6777620163/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 days** |
| Monetization | — | Free with in-app purchases |
| Size | 19 MB | 48 MB |
| Requires iOS | 17.6 | **17.0** |
| Devices | iPhone | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [ERX CONNECT](https://appshunter.io/developer/1857256598) | [健波 徐](https://appshunter.io/developer/1895683359) |

## What reviewers say

### Payify

[App page](https://appshunter.io/ios/app/payify-subscription-tracker/id6759961990)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Coffee Small | $4.99 | one-time |
| Coffee Medium | $9.99 | one-time |
| Coffee Big | $24.99 | one-time |


### WorthTrail

[App page](https://appshunter.io/ios/app/worthtrail-net-worth-tracker/id6777620163)

Track your net worth and investments privately without sharing bank login details. Organize assets and debts, monitor portfolio performance over time, and generate detailed reports. All your financial data stays on your device by default.

**Highlights:** Private net worth and portfolio tracking, Track stocks, ETFs, crypto, property, and debts, Organize holdings with flexible tag groups, Monitor daily, weekly, monthly, and yearly P&L, Multi-currency support, Export Excel and PDF reports, On-device data storage with iCloud sync option

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| WorthTrail Pro Monthly | $1.99 | per month |
| WorthTrail Pro Annual | $12.99 | per year |
| WorthTrail Pro Lifetime | $129.99 | one-time |


## Frequently asked questions

### Is Payify free?

Payify is free to download, with in-app purchases available.

### Is WorthTrail free?

WorthTrail is free to download, with in-app purchases available.

### Do Payify or WorthTrail have ads?

Neither Payify nor WorthTrail shows ads.

### Which is updated more often, Payify or WorthTrail?

Payify ships an update monthly, and WorthTrail every 2 days. Most recently, Payify was updated on October 6, 2026 and WorthTrail on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*