# Payify vs Walti

The clearest difference is update cadence: Walti at every 2 days against Payify's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Payify sells 3 one-off in-app purchases and Walti sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Payify ships an update monthly, Walti every 2 days. The most recent releases landed on October 6, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Payify | Walti |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (4 ratings)](https://appshunter.io/ios/app/walti-budget-expense-tracker/id6806298730/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | — | 72.2% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 days** |
| Monetization | — | Free with in-app purchases |
| Size | 19 MB | 11 MB |
| Requires iOS | 17.6 | **17.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [ERX CONNECT](https://appshunter.io/developer/1857256598) | [Dogukan Yildiz](https://appshunter.io/developer/1725561785) |

## What reviewers say

### Payify

[App page](https://appshunter.io/ios/app/payify-subscription-tracker/id6759961990)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Coffee Small | $4.99 | one-time |
| Coffee Medium | $9.99 | one-time |
| Coffee Big | $24.99 | one-time |


### Walti

[App page](https://appshunter.io/ios/app/walti-budget-expense-tracker/id6806298730)

This app helps you track your daily spending and understand your financial habits. It offers features for setting budgets, analyzing spending trends, and managing recurring expenses, all while prioritizing your privacy and working offline.

**Highlights:** Fast expense logging, Budget and income tracking, Spending trend analysis, Recurring expense management, Home screen widgets, Private and offline operation, Customizable categories and currency

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small tip | $4.99 | one-time |
| Medium tip | $9.99 | one-time |
| Walti Premium | $12.99 | one-time |
| Large tip | $19.99 | one-time |


## Frequently asked questions

### Is Payify free?

Payify is free to download, with in-app purchases available.

### Is Walti free?

Walti is free to download, with in-app purchases available.

### Do Payify or Walti have ads?

Neither Payify nor Walti shows ads.

### Which is updated more often, Payify or Walti?

Payify ships an update monthly, and Walti every 2 days. Most recently, Payify was updated on October 6, 2026 and Walti on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*