# Smart Kharcha Book vs Simple Account Book

The clearest difference is in-app purchases: Simple Account Book at none against Smart Kharcha Book's 4. Simple Account Book also leads on iOS requirement (13.0 vs 15.6). Smart Kharcha Book's advantage is update cadence (every 3 days vs every 2 months). On price, ads and device support there is nothing between them.

Both are free to download. Smart Kharcha Book sells 4 in-app purchases, starting at $9.99 per year. Simple Account Book asks for nothing beyond the download.

Smart Kharcha Book ships an update every 3 days, Simple Account Book every 2 months. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Smart Kharcha Book | Simple Account Book |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | **Every 3 days** | Every 2 months |
| Size | 71 MB | 42 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Ashish Kumar Baghel](https://appshunter.io/developer/1724655665) | [ACKPlus Solutions Private Limited](https://appshunter.io/developer/1894434318) |

## What reviewers say

### Smart Kharcha Book

[App page](https://appshunter.io/ios/app/smart-kharcha-book/id6759986296)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Plan | $9.99 | per year |
| Small Coffee Donation | $0.99 | one-time |
| Large Coffee Donation | $2.99 | one-time |
| Croissant & Coffee | $4.99 | one-time |


### Simple Account Book

[App page](https://appshunter.io/ios/app/simple-account-book/id6765645122)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Smart Kharcha Book free?

Smart Kharcha Book is free to download, with in-app purchases available.

### Is Simple Account Book free?

Simple Account Book is free to download, with no in-app purchases.

### Do Smart Kharcha Book or Simple Account Book have ads?

Both Smart Kharcha Book and Simple Account Book show ads.

### Which is updated more often, Smart Kharcha Book or Simple Account Book?

Smart Kharcha Book ships an update every 3 days, and Simple Account Book every 2 months. Most recently, Smart Kharcha Book was updated on October 24, 2026 and Simple Account Book on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*