# Smart Kharcha Book vs Kharcha Diary

The clearest difference is in-app purchases: Kharcha Diary at none against Smart Kharcha Book's 4. Kharcha Diary also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Smart Kharcha Book sells 4 in-app purchases, starting at $9.99 per year. Kharcha Diary asks for nothing beyond the download.

Smart Kharcha Book ships an update every 3 days, Kharcha Diary every 2 days. The most recent releases landed on October 11, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Smart Kharcha Book | Kharcha Diary |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 3 days | **Every 2 days** |
| Size | 71 MB | 25 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Ashish Kumar Baghel](https://appshunter.io/developer/1724655665) | [Ora Technologies](https://appshunter.io/developer/1895020776) |

## What reviewers say

### Smart Kharcha Book

[App page](https://appshunter.io/ios/app/smart-kharcha-book/id6759986296)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Plan | $9.99 | per year |
| Small Coffee Donation | $0.99 | one-time |
| Large Coffee Donation | $2.99 | one-time |
| Croissant & Coffee | $4.99 | one-time |


### Kharcha Diary

[App page](https://appshunter.io/ios/app/kharcha-diary/id6789537786)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Smart Kharcha Book free?

Smart Kharcha Book is free to download, with in-app purchases available.

### Is Kharcha Diary free?

Kharcha Diary is free to download, with no in-app purchases.

### Do Smart Kharcha Book or Kharcha Diary have ads?

Smart Kharcha Book shows ads; Kharcha Diary does not.

### Which is updated more often, Smart Kharcha Book or Kharcha Diary?

Smart Kharcha Book ships an update every 3 days, and Kharcha Diary every 2 days. Most recently, Smart Kharcha Book was updated on October 11, 2026 and Kharcha Diary on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*