Comparison

Otus vs Gobi Live

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Otus

This finance app acts as an autopilot for your savings, automatically finding and managing the best interest opportunities across various sources. Deposit funds once, and it handles continuous earning, reinvestment, and monitoring without requiring user decisions. Withdrawals are flexible with no lock-up periods.

Highlights
  • Automated interest earning
  • Diversified fund management
  • No user decisions required
  • Flexible withdrawals
  • No hidden fees
  • Continuous monitoring and reinvestment
Features
Read full description

Otus puts your cash to work. Think of it as autopilot for your money. You deposit, we handle the rest. Otus automatically finds and manages the best interest opportunities across a diversified set of sources, so your money works harder without you lifting a finger. • Deposit once, earn continuously • Fully automated — no decisions to make • Withdraw anytime, no lockups • No hidden fees • Your funds, your control — always Otus continuously monitors opportunities, adjusts allocations, and reinvests your earnings - all in the background. Your money earns while you sleep. Getting started takes less than two minutes. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Gobi Live

Read full description

Gobi Live helps you manage USDC, accounts and transfers in one place. Follow balances, move funds between supported accounts, and withdraw to an external wallet. It uses real funds and is a separate app from Gobi: Trading Simulator, which uses virtual money. YOUR ACCOUNTS, TOGETHER Switch between Cash and named trading accounts. See the selected account's balance and available funds on Home, or open Account for an overview. Add money, move funds and start a withdrawal from the account you are using. A CLEARER WITHDRAWAL Open Withdraw from Home, Account, Cash or a trading account. Choose the source account, paste or scan the destination address, and enter an amount. Check the supported asset and network, full recipient address, and fees before approving. Transfers cannot be reversed. ADD MONEY Receive USDC at your HyperEVM receiving address, or choose an available payment or wallet option in Add money. The provider shows its methods, fees and any identity checks. After receiving is enabled, incoming USDC is added to Cash following confirmation and processing. MARKETS AND TRADING Browse supported perpetual markets on Hyperliquid. Eligible adults in supported locations can review market or limit orders and manage positions and orders. Check leverage, margin and fees before confirming. Perpetual contracts provide exposure to price movements, not ownership of the underlying asset. Leveraged trading can result in liquidation and loss of funds. FOLLOW YOUR ACTIVITY View transfers and their status in Activity. Open a receipt to check the destination, amount and available transaction details. SECURITY AND RECOVERY Privy provides your sign-in wallet. Cash is held in a smart-contract account on HyperEVM, separate from the receiving wallet. Cash withdrawals require your wallet signature. Trading authorization explains the agent permissions you grant. Security & recovery provides key export and account-deletion controls. Exporting a key does not withdraw contract-held Cash or close trading positions. AVAILABILITY Perpetual trading is unavailable in the United States, the United Kingdom and regions subject to comprehensive U.S. economic sanctions. Additional restrictions apply under applicable law and our Terms. Market browsing does not require enabling trading. See hevmwallet.com/availability for regional information. Payment methods have separate eligibility requirements. USDC is a digital token. Cash is the app's name for its USDC account, not a bank deposit.

Screenshots

Otus4 screens
Gobi Live3 screens

Verdict

The call

The clearest difference is update cadence: Gobi Live at every 3 days against Otus's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Otus ships an update every 3 weeks, Gobi Live every 3 days. Both last shipped on October 31, 2026.

Scorecard1 real difference · 8 level
Otus versus Gobi Live: the parameters behind the verdict, then further details
ParameterOtusGobi Live
PriceFreeFree
Rating5.0 (8 ratings) — better—
Number of ratings8 — better—
Update frequencyEvery 3 weeksEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better17.0
Further details — not scored
Size69 MB153 MB
Age rating17+17+
DeveloperOtus Labs, Inc.Arca Research, Inc.

In-app purchases

None

Otus

No in-app purchases

None

Gobi Live

No in-app purchases

Questions

Is Otus free?
Otus is free to download, with no in-app purchases.
Is Gobi Live free?
Gobi Live is free to download, with no in-app purchases.
Do Otus or Gobi Live have ads?
Neither Otus nor Gobi Live shows ads.
Which is updated more often, Otus or Gobi Live?
Otus ships an update every 3 weeks, and Gobi Live every 3 days. Most recently, Otus was updated on October 31, 2026 and Gobi Live on October 31, 2026.

Other comparisons